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Citizens, Inc., through its subsidiaries, provides life insurance products in the United States and internationally. It operates in two segments, Life Insurance and Home Service Insurance. The Life Insurance segment issues ordinary whole life insurance and endowment policies in the United States dollar-denominated amounts to non-U.S. residents in through independent marketing agencies and consultants. The Home Service Insurance segment offers final expense life insurance and property insurance policies to middle-and lower-income households, as well as whole life products in Louisiana, Mississippi, and Arkansas. This segment provides its products and services through funeral homes and independent agents. The company also provides health insurance policies. Citizens, Inc. was founded in 1969 and is headquartered in Austin, Texas.

Citizens, Inc.

The significance of a company's longevity in the market

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Revenue Growth

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RECORD NUMBER OF AGENTS: INCREASED GLOBAL NETWORK OF PRODUCING AGENTS, UP 53% SINCE JUNE 30, 2024, AND UP 28% FROM 2024 YEAR-END HIGHEST-EVER TOTAL DIRECT INSURANCE IN FORCE OF $5.35 BILLION TOTAL REVENUES OF $65.1 MILLION IN Q2 2025, FROM $62.1 MILLION IN Q2 2024 NET INCOME IN Q2 2025 OF $6.5 MILLION, OR $0.13 INCOME PER FULLY DILUTED CLASS A SHARE, INCREASED FROM $4.0 MILLION NET INCOME, OR $0.08 INCOME PER FULLY DILUTED CLASS A SHARE, IN Q2 2024 BOOK VALUE PER CLASS A SHARE OF $4.56 ON JUNE 30, 2025 INCREASED 18% FROM JUNE 30, 2024 AUSTIN, TEXAS--(NEWSFILE CORP. - AUGUST 7, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY REPORTED RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025. "THE CRITICAL STEPS IN OUR STRATEGIC ROADMAP TO ACCELERATE GROWTH ARE DELIVERING TANGIBLE RESULTS.

CITIZENS, INC. REPORTS SECOND QUARTER 2025 FINANCIAL RESULTS

AUSTIN, TEXAS--(NEWSFILE CORP. - JUNE 30, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED THE COMPANY WAS SELECTED TO REJOIN THE BROAD-MARKET RUSSELL 3000 INDEX AND THE SMALL-CAP RUSSELL 2000 INDEX EFFECTIVE AFTER THE U.S. MARKET OPENS ON JUNE 30, 2025, AS PART OF THE 2025 RUSSELL INDEXES RECONSTITUTION. RUSSELL INDEXES ARE WIDELY USED BY INVESTMENT MANAGERS AND INSTITUTIONAL INVESTORS FOR INDEX FUNDS AND AS BENCHMARKS FOR ACTIVE INVESTMENT STRATEGIES.

CITIZENS, INC. REJOINED THE RUSSELL 2000(R) AND RUSSELL 3000(R) INDEXES

TOTAL REVENUES OF $55.7 MILLION IN Q1 2025, FROM $57.7 MILLION IN Q1 2024ADJUSTED TOTAL REVENUES OF $58.5 MILLION IN Q1 2025, UP FROM $56.7 MILLION IN Q1 2024 $1.8 MILLION LOSS BEFORE FEDERAL INCOME TAX IN Q1 2025, FROM $4.9 MILLION INCOME IN Q1 2024 ADJUSTED INCOME BEFORE FEDERAL INCOME TAX OF $1.1 MILLION IN Q1 2025, FROM $4.0 MILLION IN Q1 2024 BOOK VALUE PER CLASS A SHARE OF $4.37 AT MARCH 31 2025, FROM $3.94 AT MARCH 31, 2024ADJUSTED BOOK VALUE PER CLASS A SHARE OF $6.12 AT MARCH 31, 2025, FROM $5.95 AT MARCH 31, 2024 AUSTIN, TEXAS--(NEWSFILE CORP. - MAY 8, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY REPORTED RESULTS FOR THE FIRST QUARTER ENDED MARCH 31, 2025. "WE CONTINUE TO DELIVER ON OUR STRATEGIC COMMITMENTS WITH OUR TENTH CONSECUTIVE QUARTER OF YEAR-OVER-YEAR GROWTH IN FIRST YEAR PREMIUMS.

CITIZENS, INC. REPORTS FIRST QUARTER 2025 FINANCIAL RESULTS

EMERGING GROWTH VIRTUAL CONFERENCE ON APRIL 17, 2025 SINGULAR RESEARCH VIRTUAL CONFERENCE ON MAY 22, 2025 AUSTIN, TEXAS--(NEWSFILE CORP. - APRIL 16, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED MANAGEMENT'S PLAN FOR PARTICIPATION IN UPCOMING INVESTOR CONFERENCES. EMERGING GROWTH VIRTUAL CONFERENCE ON APRIL 17, 2025 CITIZENS MANAGEMENT PLANS TO PRESENT AT THE EMERGING GROWTH VIRTUAL CONFERENCE ON APRIL 17 AT 2:55 ET.

CITIZENS, INC. ANNOUNCES PLANS FOR UPCOMING INVESTOR CONFERENCES

TOTAL REVENUES OF $245.0 MILLION IN THE FULL YEAR 2024, FROM $240.7 IN 2023. ADJUSTED TOTAL REVENUES OF $247.6 MILLION IN THE FULL YEAR 2024, FROM $239.9 MILLION IN 2023.

CITIZENS, INC. REPORTS FULL YEAR AND FOURTH QUARTER 2024 FINANCIAL RESULTS

AUSTIN, TEXAS--(NEWSFILE CORP. - FEBRUARY 3, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED PAULA GUERRERO, WHO SERVES AS CITIZENS' VICE PRESIDENT OF INFORMATION TECHNOLOGY, IS PROMOTED TO CHIEF INFORMATION OFFICER, EFFECTIVE IMMEDIATELY, REPORTING TO JON STENBERG, PRESIDENT AND CHIEF EXECUTIVE OFFICER. "WE IMPROVED OUR PROCESSES AND TECHNOLOGY TO REMOVE COMPLEXITY AND HASSLES FOR AGENTS AND POLICYHOLDERS IN THE INSURANCE SALES CYCLE, WHICH DRIVES GLOBAL BUSINESS GROWTH," SAID JON STENBERG, PRESIDENT AND CHIEF EXECUTIVE OFFICER.

CITIZENS, INC. VICE PRESIDENT OF INFORMATION TECHNOLOGY PAULA GUERRERO APPOINTED CHIEF INFORMATION OFFICER

AUSTIN, TEXAS--(NEWSFILE CORP. - JANUARY 30, 2025) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED BRYON MATTHEW LEWIS, WHO SERVES AS CITIZENS' GLOBAL VICE PRESIDENT OF OPERATIONS, IS PROMOTED TO CHIEF OPERATING OFFICER, A NEWLY CREATED GLOBAL POSITION EFFECTIVE IMMEDIATELY, REPORTING TO JON STENBERG, PRESIDENT AND CHIEF EXECUTIVE OFFICER. THIS ROLE WILL OVERSEE UNDERWRITING, NEW BUSINESS, CLAIMS, AND CORPORATE AND POLICYHOLDER SERVICES, WHICH ARE CRITICAL ACTIVITIES AS WE CONTINUE DELIVERING OUR PROMISES TO POLICYHOLDERS.

CITIZENS, INC. VICE PRESIDENT OF OPERATIONS BRYON MATTHEW LEWIS APPOINTED CHIEF OPERATING OFFICER

AUSTIN, TEXAS--(NEWSFILE CORP. - NOVEMBER 27, 2024) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED IT HAS FILED A SHELF REGISTRATION STATEMENT (THE "SHELF REGISTRATION") ON FORM S-3 WITH THE UNITED STATES SECURITIES AND EXCHANGE COMMISSION (THE "SEC"), REPLACING A PREVIOUS SHELF REGISTRATION STATEMENT ON FORM S-3 THAT WILL EXPIRE ON NOVEMBER 30, 2024. THE REPLACEMENT SHELF REGISTRATION WILL ALLOW THE COMPANY TO CONTINUE OFFERING SHARES UNDER ITS STOCK INVESTMENT PLAN (SIP), WHICH HAS BEEN IN PLACE SINCE 2001.

CITIZENS, INC. ANNOUNCES FILING OF FORM S-3 TO REPLACE EXPIRING SHELF REGISTRATION STATEMENT

AUSTIN, TEXAS--(NEWSFILE CORP. - NOVEMBER 7, 2024) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS AND FINAL EXPENSE INSURANCE, TODAY REPORTED RESULTS FOR THE THIRD QUARTER ENDED SEPTEMBER 30, 2024. "WE ARE THRILLED TO REPORT STRONG SALES MOMENTUM AND EXCEPTIONAL EXECUTION IN THE THIRD QUARTER AND THROUGHOUT 2024 WITH SEVERAL SIGNIFICANT DEVELOPMENTS.

CITIZENS, INC. REPORTS THIRD QUARTER 2024 FINANCIAL RESULTS

EMERGING GROWTH VIRTUAL CONFERENCE ON OCTOBER 31, 2024 SINGULAR RESEARCH VIRTUAL CONFERENCE ON DECEMBER 12, 2024 AUSTIN, TEXAS--(NEWSFILE CORP. - OCTOBER 31, 2024) - CITIZENS, INC. (NYSE: CIA), A LEADING DIVERSIFIED FINANCIAL SERVICES COMPANY SPECIALIZING IN LIFE, LIVING BENEFITS, AND FINAL EXPENSE INSURANCE, TODAY ANNOUNCED MANAGEMENT'S PLAN FOR PARTICIPATION IN UPCOMING INVESTOR CONFERENCES. EMERGING GROWTH VIRTUAL CONFERENCE ON OCTOBER 31, 2024 CITIZENS MANAGEMENT PLANS TO PRESENT AT THE EMERGING GROWTH VIRTUAL CONFERENCE ON OCTOBER 31 AT 2:25 ET.

Citizens, Inc.

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Citizens, Inc.

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