Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.

Enova International, Inc.

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

ORIGINATIONS ROSE 28% AND TOTAL COMPANY REVENUE INCREASED 22% FROM THE SECOND QUARTER OF 2024 DILUTED EARNINGS PER SHARE OF $2.86 INCREASED 48% AND ADJUSTED EARNINGS PER SHARE1 OF $3.23 ROSE 46% COMPARED TO THE SECOND QUARTER OF 2024 CONSOLIDATED CREDIT PERFORMANCE REMAINED STRONG WITH A NET CHARGE-OFF RATIO OF 8.1% AND NET REVENUE MARGIN OF 58% YEAR-OVER-YEAR IMPROVEMENT IN THE CONSOLIDATED 30+ DAY DELINQUENCY RATIO OF 7.1% AND STABILITY IN THE CONSOLIDATED PORTFOLIO FAIR VALUE PREMIUM OF 115% REFLECT A STABLE CREDIT OUTLOOK LIQUIDITY, INCLUDING CASH AND MARKETABLE SECURITIES AND AVAILABLE CAPACITY ON FACILITIES, TOTALED $1.1 BILLION AT JUNE 30TH SHARE REPURCHASES DURING THE QUARTER TOTALED $54 MILLION CHICAGO , JULY 24, 2025 /PRNEWSWIRE/ -- ENOVA INTERNATIONAL (NYSE: ENVA),A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS,TODAY ANNOUNCED FINANCIAL RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025. "WE ARE PLEASED TO REPORT ANOTHER QUARTER OF STRONG PERFORMANCE," SAIDDAVID FISHER, ENOVA'S CEO.

ENOVA REPORTS SECOND QUARTER 2025 RESULTS

DAVID FISHER, CHAIRMAN OF THE BOARD AND CEO, TO BECOME EXECUTIVE CHAIRMAN, EFFECTIVE JANUARY 1, 2026 STEVE CUNNINGHAM, CFO, TO BECOME CEO, EFFECTIVE JANUARY 1, 2026 SCOTT CORNELIS, TREASURER AND VP OF FINANCE, TO BECOME CFO, EFFECTIVE JANUARY 1, 2026 CHICAGO , JULY 24, 2025 /PRNEWSWIRE/ -- ENOVA INTERNATIONAL (NYSE: ENVA), A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS, TODAY ANNOUNCED PLANNED KEY SENIOR LEADERSHIP CHANGES, WHICH REFLECT THE COMPANY'S LONG-TERM LEADERSHIP TRANSITION PLANNING. DAVID FISHER,ENOVA'S CHAIRMAN OF THE BOARD AND CHIEF EXECUTIVE OFFICER, WILL TRANSITION TO THE ROLE OF EXECUTIVE CHAIRMAN OF THE BOARD OF DIRECTORS, EFFECTIVE JANUARY 1, 2026, AND WILL CONTINUE TO LEAD THE BOARD OF DIRECTORS ON COMPANY STRATEGY WHILE SUPPORTING STABILITY AND CONTINUITY DURING THE LEADERSHIP TRANSITIONS.

ENOVA ANNOUNCES PLANNED KEY SENIOR LEADERSHIP CHANGES

CHICAGO , JULY 10, 2025 /PRNEWSWIRE/ -- ENOVA INTERNATIONAL (NYSE: ENVA), A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS, TODAY ANNOUNCED THE COMPANY'S SECOND QUARTER 2025 FINANCIAL RESULTS WILL BE RELEASED AFTER THE MARKET CLOSE ON THURSDAY, JULY 24, 2025. ENOVA WILL HOST A CONFERENCE CALL TO DISCUSS ITS RESULTS AT4 P.M.

ENOVA ANNOUNCES DATE OF SECOND QUARTER 2025 FINANCIAL RESULTS CONFERENCE CALL

SURVEY FINDS OVER HALF OF SMALL BUSINESSES TOOK PREEMPTIVE ACTION AHEAD OF TARIFF CHANGES CHICAGO , MAY 20, 2025 /PRNEWSWIRE/ -- SMALL BUSINESSES REMAIN GENERALLY POSITIVE ABOUT GROWTH POTENTIAL, THOUGH OPTIMISM HAS FALLEN SLIGHTLY IN THE FACE OF ECONOMIC UNCERTAINTY, ACCORDING TO THE LATEST SMALL BUSINESS CASH FLOW TREND REPORT FROM ONDECK, THE LEADING SMALL BUSINESS LENDING COMPANY AT ENOVA (NYSE: ENVA) AND OCROLUS, THE DOCUMENT AI AND CASH FLOW ANALYTICS PLATFORM FOR LENDERS. KEY FINDINGS INCLUDE: GROWTH EXPECTATIONS: 93% OF SMALL BUSINESSES ANTICIPATE SIGNIFICANT OR MODERATE GROWTH IN 2025 (COMPARED TO 94% IN Q4 2024).

NEW REPORT: SMALL BUSINESSES STAYED POSITIVE ON GROWTH IN Q1 - WHILE BRACING FOR ECONOMIC SHIFTS

ORIGINATIONS ROSE 26% AND TOTAL COMPANY REVENUE INCREASED 22% FROM THE FIRST QUARTER OF 2024 DILUTED EARNINGS PER SHARE OF $2.69 INCREASED 64% AND ADJUSTED EARNINGS PER SHARE1 OF $2.98 ROSE 56% COMPARED TO THE FIRST QUARTER OF 2024 CREDIT PERFORMANCE REMAINED STRONG COMPARED TO A YEAR AGO WITH A STABLE NET CHARGE-OFF RATIO OF 8.6% AND STABLE NET REVENUE MARGIN OF 57% YEAR-OVER-YEAR IMPROVEMENT IN THE CONSOLIDATED 30+ DAY DELINQUENCY RATIO OF 7.7% AND STABILITY IN THE CONSOLIDATED PORTFOLIO FAIR VALUE PREMIUM OF 115% REFLECT A STABLE CREDIT OUTLOOK LIQUIDITY, INCLUDING CASH AND MARKETABLE SECURITIES AND AVAILABLE CAPACITY ON FACILITIES, TOTALED $1.1 BILLION AT MARCH 31 SHARE REPURCHASES DURING THE QUARTER TOTALED $63 MILLION CHICAGO , APRIL 29, 2025 /PRNEWSWIRE/ -- ENOVA INTERNATIONAL (NYSE: ENVA), A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS, TODAY ANNOUNCED FINANCIAL RESULTS FOR THE FIRST QUARTER ENDED MARCH 31, 2025. "WE ARE PLEASED TO DELIVER ANOTHER QUARTER OF STRONG FINANCIAL RESULTS," SAID DAVID FISHER, ENOVA'S CEO.

ENOVA REPORTS FIRST QUARTER 2025 RESULTS

CHICAGO , FEB. 25, 2025 /PRNEWSWIRE/ -- SMALL BUSINESSES ARE INCREASINGLY OPTIMISTIC ABOUT THEIR GROWTH EXPECTATIONS IN 2025, ACCORDING TO THE LATEST SMALL BUSINESS CASH FLOW TREND REPORT FROM ONDECK, THE LEADING SMALL BUSINESS LENDING COMPANY AT ENOVA (NYSE: ENVA) AND OCROLUS, THE DOCUMENT AI AND CASH FLOW ANALYTICS PLATFORM FOR LENDERS. KEY FINDINGS INCLUDE: OPTIMISM AND GROWTH: 94% OF SMALL BUSINESSES ANTICIPATE SIGNIFICANT OR MODERATE GROWTH IN 2025, A 2% INCREASE COMPARED TO Q3 2024.

NEW REPORT: NEW YEAR BRINGS INCREASED OPTIMISM AROUND GROWTH EXPECTATIONS FOR MAIN STREET BUSINESSES

ORIGINATIONS ROSE 20% AND TOTAL COMPANY REVENUE INCREASED 25% FROM THE FOURTH QUARTER OF 2023 DILUTED EARNINGS PER SHARE OF $2.30 INCREASED 104% AND ADJUSTED EARNINGS PER SHARE1 OF $2.61 ROSE 43% COMPARED TO THE FOURTH QUARTER OF 2023 NET REVENUE MARGIN OF 57% IN THE FOURTH QUARTER OF 2024, COMPARED TO 56% IN THE FOURTH QUARTER OF 2023, WAS IN LINE WITH OUR EXPECTATIONS AND REFLECTS CONTINUED STRONG CREDIT PERFORMANCE LIQUIDITY, INCLUDING CASH AND MARKETABLE SECURITIES AND AVAILABLE CAPACITY ON FACILITIES, TOTALED $1.3 BILLION AT DECEMBER 31 CHICAGO , FEB. 4, 2025 /PRNEWSWIRE/ --ENOVA INTERNATIONAL (NYSE: ENVA),A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS,TODAY ANNOUNCED FINANCIAL RESULTS FOR THE FOURTH QUARTER AND FULL YEAR ENDED DECEMBER 31, 2024. "WE ARE PLEASED TO REPORT OUR STRONGEST YEAR YET WITH FULL YEAR 2024 ORIGINATIONS, REVENUE AND ADJUSTED EPS ALL REACHING THE HIGHEST LEVELS IN OUR COMPANY'S HISTORY.

ENOVA REPORTS FOURTH QUARTER AND FULL YEAR 2024 RESULTS

CHICAGO , JAN. 21, 2025 /PRNEWSWIRE/ -- ENOVA INTERNATIONAL (NYSE: ENVA), A LEADING FINANCIAL SERVICES COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS, TODAY ANNOUNCED THE COMPANY'S FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS WILL BE RELEASED AFTER THE MARKET CLOSE ONTUESDAY, FEBRUARY 4, 2025. ENOVA WILL HOST A CONFERENCE CALL TO DISCUSS ITS RESULTS AT4 P.M.

ENOVA ANNOUNCES DATE OF FOURTH QUARTER AND FULL YEAR 2024 FINANCIAL RESULTS CONFERENCE CALL

ENOVA CLIMBS IN RANKINGS AS A RESULT OF A COLLABORATIVE WORK CULTURE, GROWTH OPPORTUNITIES AND TOP-TIER BENEFITS CHICAGO , DEC. 19, 2024 /PRNEWSWIRE/ --FOR THE 12TH CONSECUTIVE YEAR, ENOVA INTERNATIONAL (NYSE: ENVA), A LEADING FINANCIAL TECHNOLOGY COMPANY POWERED BY MACHINE LEARNING AND WORLD-CLASS ANALYTICS, HAS BEEN RECOGNIZED AS ONE OF FOUNDRY'S COMPUTERWORLD BEST PLACES TO WORK IN IT. ENOVA RANKED 10TH AMONG MIDSIZE ORGANIZATIONS.

ENOVA EARNS 12TH CONSECUTIVE RECOGNITION AS BEST PLACE TO WORK IN IT

CHICAGO , NOV. 26, 2024 /PRNEWSWIRE/ -- SMALL BUSINESSES REMAIN OPTIMISTIC ABOUT FUTURE GROWTH HEADING INTO THE HOLIDAY SEASON, ACCORDING TO THE LATEST SMALL BUSINESS CASH FLOW TREND REPORT FROM ONDECK, THE LEADING SMALL BUSINESS LENDING COMPANY AT ENOVA (NYSE: ENVA) AND OCROLUS, THE DOCUMENT AI AND CASH FLOW ANALYTICS PLATFORM FOR LENDERS. KEY FINDINGS INCLUDE: OPTIMISM AND GROWTH: MOST SMALL BUSINESS OWNERS (92%) CONTINUE FEELING OPTIMISTIC ABOUT FUTURE GROWTH, EXPECTING MODERATE TO SIGNIFICANT GROWTH OVER THE NEXT SIX MONTHS.

Enova International, Inc.

ENVA

Price

Financials Overview

Financial Reports

No items found.

Press Releases

Enova International, Inc.

ENVA.css-1jgtvd5{-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;width:1em;height:1em;overflow:hidden;display:inline-block;text-align:center;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;font-size:1.5rem;}

Price

Financials Overview

Financial Reports

No items found.

Press Releases

ENVA