Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

Mercury General Corporation

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

PARTNERSHIP AIMS TO REDUCE WILDFIRE RISK, STRENGTHEN COMMUNITY RESILIENCE, AND HELP KEEP MORE HOMEOWNERS INSURED LOS ANGELES, MAY 12, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE: MCY) TODAY ANNOUNCED A STRATEGIC INVESTMENT IN BURNBOT, A WILDFIRE MITIGATION TECHNOLOGY COMPANY. THE INVESTMENT REFLECTS THE COMPANY'S PROACTIVE APPROACH TO REDUCING WILDFIRE RISK BEFORE IT TURNS INTO LOSS AND IS PART OF MERCURY'S BROADER EFFORT TO STRENGTHEN COMMUNITY RESILIENCE AND SUPPORT LONG-TERM INSURANCE AVAILABILITY AND AFFORDABILITY IN WILDFIRE-PRONE REGIONS, PARTICULARLY IN CALIFORNIA.

MERCURY INSURANCE ANNOUNCES STRATEGIC INVESTMENT IN BURNBOT TO ADVANCE WILDFIRE MITIGATION AND MAKE INSURANCE MORE AFFORDABLE AND AVAILABLE

JOINT PROGRAM DELIVERS MEANINGFUL SAVINGS AND EXPANDED COVERAGE OPTIONS WHILE EQUIPPING INDEPENDENT AGENTS WITH MORE WAYS TO SERVE THEIR CUSTOMERS LOS ANGELES, MAY 7, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE(NYSE: MCY) AND OLYMPUS INSURANCETODAY ANNOUNCED A NEW PARTNERSHIP DESIGNED TO EXPAND ACCESS TO BUNDLED AUTO AND HOMEOWNERS INSURANCE FOR CUSTOMERS ACROSS FLORIDA, WHILE EQUIPPING INDEPENDENT AGENTS WITH MORE WAYS TO DELIVER THOSE SOLUTIONS. LAUNCHING STATEWIDE TODAY, THE JOINT OFFERING BRINGS TOGETHER MERCURY'S STRENGTH IN AUTO INSURANCE WITH OLYMPUS' FLORIDA-FOCUSED HOMEOWNERS COVERAGE TO CREATE A MORE CONVENIENT AND COMPREHENSIVE INSURANCE SOLUTION, WHILE GIVING AGENTS ADDITIONAL TOOLS TO BETTER SERVE THEIR CLIENTS.

MERCURY INSURANCE AND OLYMPUS INSURANCE PARTNER TO EXPAND AUTO AND HOME BUNDLING IN FLORIDA AND UNLOCK NEW SAVINGS

AS WILDFIRE AWARENESS MONTH BEGINS, MERCURY INSURANCE OUTLINES HOW CHANGING WILDFIRE BEHAVIOR IS RESHAPING HOME PROTECTION AND WHAT HOMEOWNERS SHOULD DO DIFFERENTLY TODAY LOS ANGELES, MAY 6, 2026 /PRNEWSWIRE/ -- WILDFIRE RISK IS CHANGING, AND SO IS THE PLAYBOOK FOR PROTECTING HOMES. IN RECOGNITION OF WILDFIRE AWARENESS MONTH,MERCURY INSURANCE (NYSE/NYSE TX: MCY) IS URGING HOMEOWNERS TO RETHINK TRADITIONAL DEFENSIBLE SPACE STRATEGIES AS MODERN WILDFIRE BEHAVIOR, DRIVEN BY CLIMATE CONDITIONS AND CHANGING LANDSCAPES, INCREASES THE SPEED, INTENSITY, AND REACH OF FIRES.

AS EMBERS TRAVEL MILES AND DRIVE MOST HOME IGNITIONS, DEFENSIBLE SPACE IS EVOLVING

LOS ANGELES, MAY 5, 2026 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE: MCY) REPORTED TODAY FOR THE FIRST QUARTER OF 2026: CONSOLIDATED HIGHLIGHTS THREE MONTHS ENDED MARCH 31, CHANGE 2026 2025 $ % (000'S EXCEPT PER-SHARE AMOUNTS AND RATIOS) NET PREMIUMS EARNED (2) $1,452,413 $1,283,069 $169,344 13.2 NET PREMIUMS WRITTEN (1) (2) $1,550,118 $1,314,380 $235,738 17.9 DIRECT PREMIUMS WRITTEN (1) $1,572,741 $1,445,443 $127,298 8.8 NET REALIZED INVESTMENT (LOSSES) GAINS, NET OF TAX (3) $    (3,589) $    18,424 $  (22,013) (119.5) NET INCOME (LOSS) $   190,421 $  (108,327) $298,748 NM NET INCOME (LOSS) PER DILUTED SHARE $      3.44 $     (1.96) $     5.4 NM OPERATING INCOME (LOSS) (1) $   194,010 $  (126,751) $320,761 NM OPERATING INCOME (LOSS) PER DILUTED SHARE (1) $      3.50 $     (2.29) $    5.79 NM CATASTROPHE LOSSES NET OF REINSURANCE (4) $    93,000 $   447,000 $(354,000) (79.2) COMBINED RATIO (5) 89.3% 119.2%  (29.9) PTS NM = NOT MEANINGFUL (1) THESE MEASURES ARE NOT BASED ON U.S. GENERALLY ACCEPTED ACCOUNTING PRINCIPLES ("GAAP"), ARE DEFINED IN "INFORMATION REGARDING GAAP AND NON-GAAP MEASURES" AND ARE RECONCILED TO THE MOST DIRECTLY COMPARABLE GAAP MEASURES IN "SUPPLEMENTAL SCHEDULES." (2) NET PREMIUMS EARNED AND NET PREMIUMS WRITTEN FOR THE THREE MONTHS ENDED MARCH 31, 2025 INCLUDE $76 MILLION AND $127 MILLION, RESPECTIVELY, OF INCREASED CEDED REINSURANCE PREMIUMS DUE TO THE COMPANY'S REINSURANCE TREATY BEING FULLY USED UP AND FROM THE REINSTATEMENT OF THE COMPANY'S CATASTROPHE REINSURANCE BENEFITS FOLLOWING THE PALISADES AND EATON WILDFIRES IN JANUARY 2025.

MERCURY GENERAL CORPORATION ANNOUNCES FIRST QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND

INDUSTRY DATA SHOWS BUNDLED POLICYHOLDERS CAN SAVE UP TO 25 PERCENT ON PREMIUMS WHILE BENEFITING FROM SIMPLIFIED CLAIMS HANDLING AND MORE CONSISTENT PROTECTION LOS ANGELES, APRIL 28, 2026 /PRNEWSWIRE/ -- AS INSURANCE COSTS REMAIN TOP OF MIND FOR CONSUMERS, NEW INSIGHTS FROM MERCURY INSURANCE (NYSE/NYSE TX:MCY) HIGHLIGHT THAT BUNDLING HOME AND AUTO POLICIES DELIVERS MORE THAN JUST SAVINGS. WHILE MULTI-POLICY DISCOUNTS CAN REDUCE PREMIUMS BY AS MUCH AS 25 PERCENT ON AVERAGE ACROSS THE INDUSTRY, THE BIGGER ADVANTAGE MAY BE HOW BUNDLING IMPROVES COVERAGE ALIGNMENT AND SIMPLIFIES THE CLAIMS EXPERIENCE.

MORE THAN A DISCOUNT: DRIVERS WHO BUNDLE HOME AND AUTO SEE FEWER COVERAGE GAPS AND SMOOTHER CLAIMS

MERCURY INSURANCE SHARES PRACTICAL STEPS TO HELP PROTECT HOMES, VEHICLES, AND OUTDOOR PROPERTY AS SEVERE WEATHER ACTIVITY ACCELERATES NATIONWIDE LOS ANGELES, APRIL 23, 2026 /PRNEWSWIRE/ -- AS SEVERE WEATHER SEASON RAMPS UP ACROSS THE U.S.,MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS URGING HOMEOWNERS AND DRIVERS TO PREPARE NOW, AS HAILSTORMS REMAIN ONE OF THE FASTEST AND MOST EXPENSIVE THREATS TO PROPERTY. WHILE STORMS MAY PASS QUICKLY, THE DAMAGE THEY LEAVE BEHIND CAN BE SIGNIFICANT.

$50 BILLION IN LOSSES AND MINUTES TO HIT; WHY HAIL SEASON DEMANDS EARLY ACTION

MERCURY INSURANCE HIGHLIGHTS HOW SIMPLE ROOF MAINTENANCE CAN HELP HOMEOWNERS AVOID COSTLY LEAKS AS STORM SEASON RAMPS UP LOS ANGELES, APRIL 21, 2026 /PRNEWSWIRE/ --AS SPRING RAIN BEGINS TO FALL ACROSS MANY REGIONS,MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS ENCOURAGING HOMEOWNERS TO INSPECT AND MAINTAIN THEIR ROOFS, AS SEASONAL SHOWERS CAN EXPOSE EXISTING VULNERABILITIES AND LEAD TO PREVENTABLE WATER DAMAGE. WATER DAMAGE AND FREEZING ACCOUNT FOR NEARLY 30 PERCENT OF ALL HOMEOWNERS INSURANCE CLAIMS NATIONWIDE, MAKING IT ONE OF THE LEADING DRIVERS OF PROPERTY LOSS.

SPRING RAIN PUTS ROOFS TO THE TEST. NEARLY 1 IN 3 HOME INSURANCE CLAIMS TIED TO WATER DAMAGE

MERCURY INSURANCE RESEARCH SHOWS DISTRACTION IS WIDESPREAD AS DRIVERS OVERESTIMATE THEIR ABILITY TO STAY FOCUSED LOS ANGELES, APRIL 16, 2026 /PRNEWSWIRE/ -- MULTITASKING BEHIND THE WHEEL HAS BECOME ROUTINE FOR MANY DRIVERS, BUT CONFIDENCE IN THOSE BEHAVIORS MAY BE OUTPACING REALITY. NEW RESEARCH FROM MERCURY INSURANCE(NYSE/NYSE TEXAS: MCY) FINDS THAT DRIVERS ENGAGE IN A WIDE RANGE OF DISTRACTED DRIVING BEHAVIORS EACH YEAR, FROM CHECKING NAVIGATION TO EATING AND MAKING PHONE CALLS.

DISTRACTED DRIVING AWARENESS MONTH: MOST DRIVERS MULTITASK BEHIND THE WHEEL AND 68% SAY THEY'RE CONFIDENT DOING IT

MERCURY INSURANCE HIGHLIGHTS UPGRADES THAT IMPROVE COMFORT, PERFORMANCE, AND LONG-TERM HOME RESILIENCE LOS ANGELES, APRIL 14, 2026 /PRNEWSWIRE/ -- AS HOMEOWNERS LOOK FOR WAYS TO MANAGE RISING UTILITY COSTS, MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS HIGHLIGHTING ENERGY-EFFICIENT HOME UPGRADES THAT CAN LOWER MONTHLY EXPENSES WHILE IMPROVING COMFORT AND LONG-TERM PROPERTY RESILIENCE. WITH EARTH MONTH PLACING A SPOTLIGHT ON SUSTAINABILITY, NOW IS AN IDEAL TIME FOR HOMEOWNERS TO EVALUATE HOW THEIR HOMES USE ENERGY AND WHERE IMPROVEMENTS CAN MAKE A MEANINGFUL DIFFERENCE.

EARTH MONTH SPOTLIGHT: SMARTER HOMES AND LOWER ENERGY USE; TIPS THAT CAN SAVE HUNDREDS ANNUALLY

NEW GUIDANCE HIGHLIGHTS SIMPLE, EFFECTIVE STEPS MOTORISTS CAN TAKE TO MAINTAIN CONTROL AND AVOID COSTLY WEATHER-RELATED ACCIDENTS LOS ANGELES, APRIL 9, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS REMINDING DRIVERS THAT SPRING RAIN CREATES HAZARDOUS ROAD CONDITIONS THAT SIGNIFICANTLY INCREASE THE RISK OF COLLISIONSAND THAT SMALL ADJUSTMENTS BEHIND THE WHEEL CAN MAKE A MEANINGFUL DIFFERENCE IN STAYING SAFE. RAIN MAY FEEL ROUTINE, BUT THE DATA TELLS A DIFFERENT STORY.

RAIN DOUBLES CRASH RISK ON WET ROADS, MERCURY INSURANCE URGES DRIVERS TO ADJUST HABITS THIS SPRING

LOS ANGELES, APRIL 7, 2026 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE:MCY) REPORTED TODAY THAT AFTER THE MARKETS CLOSE ON TUESDAY, MAY 5, 2026, THE COMPANY WILL ISSUE AN EARNINGS PRESS RELEASE REPORTING ITS RESULTS FOR THE FIRST QUARTER OF 2026, AND WILL ALSO FILE ITS QUARTERLY REPORT ON FORM 10-Q WITH THE SECURITIES AND EXCHANGE COMMISSION. THE EARNINGS PRESS RELEASE SHOULD BE READ IN CONJUNCTION WITH THE COMPANY'S QUARTERLY REPORT ON FORM 10-Q.

MERCURY GENERAL CORPORATION TO REPORT FIRST QUARTER RESULTS ON MAY 5, 2026

FROM PUTTING YOUR PHONE AWAY TO PREPARING BEFORE YOU DRIVE, SMALL CHANGES CAN SIGNIFICANTLY REDUCE DISTRACTION RISK LOS ANGELES, APRIL 7, 2026 /PRNEWSWIRE/ -- AS PART OF DISTRACTED DRIVING AWARENESS MONTH, MERCURY INSURANCE(NYSE/NYSE TEXAS: MCY) IS ENCOURAGING DRIVERS TO TAKE A CLOSER LOOK AT THE EVERYDAY HABITS THAT CAN LEAD TO DISTRACTION BEHIND THE WHEEL. WHILE MANY PEOPLE ASSOCIATE DISTRACTED DRIVING WITH TEXTING, IT OFTEN COMES DOWN TO MORE ROUTINE BEHAVIORSLIKE EATING, ADJUSTING NAVIGATION OR INTERACTING WITH PASSENGERSTHAT CAN QUIETLY PULL ATTENTION AWAY FROM THE ROAD.

DISTRACTED DRIVING AWARENESS MONTH: SIMPLE HABITS THAT HELP YOU STAY FOCUSED BEHIND THE WHEEL

WITH CONNECTED HOMES UNDER CONSTANT DIGITAL THREAT, SIMPLE SAFEGUARD CAN REDUCE BOTH CYBER INTRUSIONS AND REAL-WORLD LOSSES LOS ANGELES, APRIL 2, 2026 /PRNEWSWIRE/ -- CONNECTED HOMES ARE BECOMING THE NORM, WITH MILLIONS OF AMERICANS RELYING ON WI-FI NETWORKS, MOBILE APPS AND SMART DEVICES TO MANAGE EVERYTHING FROM DOOR LOCKS TO THERMOSTATS. MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS REMINDING HOMEOWNERS THAT AS CONVENIENCE INCREASES, SO DOES EXPOSURE  AND THAT BASIC CYBERSECURITY PRACTICES CAN HELP REDUCE BOTH DIGITAL AND PHYSICAL RISKS.

AVERAGE SMART HOME FACES 30 CYBERATTACKS A DAY - MERCURY INSURANCE SHARES HOW TO STAY PROTECTED

SEASONAL STORMS, WATER DAMAGE, AND WIND-DRIVEN HAZARDS DRIVE PREDICTABLE CLAIM PATTERNS EACH SPRINGHERE'S HOW HOMEOWNERS CAN GET AHEAD OF THEM LOS ANGELES, MARCH 26, 2026 /PRNEWSWIRE/ -- SPRING WEATHER BRINGS A SHARP UPTICK IN HOME INSURANCE CLAIMS ACROSS MUCH OF THE UNITED STATES, AS HEAVY RAIN, SEVERE STORMS, AND FLUCTUATING TEMPERATURES EXPOSE VULNERABILITIES IN ROOFS, DRAINAGE SYSTEMS, AND PROPERTY MAINTENANCE. MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS HIGHLIGHTING THE MOST COMMON SPRING-RELATED CLAIMSAND WHAT HOMEOWNERS CAN DO NOW TO REDUCE RISK BEFORE DAMAGE OCCURS.

NEARLY 1 IN 4 U.S. HOME INSURANCE CLAIMS ARE LINKED TO WEATHER AS MERCURY INSURANCE BREAKS DOWN THE TOP 5 SPRING RISKS

NEW TACTICSFROM AI-ALTERED DAMAGE PHOTOS TO COORDINATED REPAIR SCAMSARE MAKING FRAUD HARDER TO DETECT AND MORE COSTLY FOR EVERYDAY DRIVERS AND HOMEOWNERS. LOS ANGELES, MARCH 24, 2026 /PRNEWSWIRE/ -- INSURANCE FRAUD IS NO LONGER LIMITED TO STAGED ACCIDENTS OR EXAGGERATED CLAIMSIT'S BECOMING FASTER, MORE SOPHISTICATED, AND INCREASINGLY DIGITAL.

AS INSURANCE FRAUD EXCEEDS $40 BILLION ANNUALLY, CONSUMERS FACE MORE SOPHISTICATED, HARDER-TO-DETECT SCAMS

WITH NEARLY 37 MILLION USED VEHICLES SOLD ANNUALLY  MORE THAN DOUBLE NEW-CAR SALES  MERCURY INSURANCE SHARES SMART BUYING TIPS AS SHOPPERS HUNT FOR VALUE LOS ANGELES, MARCH 19, 2026 /PRNEWSWIRE/ -- USED-CAR SHOPPERS ARE ENTERING A MARKET THAT HAS CHANGED DRAMATICALLY SINCE THE PANDEMIC, WITH HIGHER PRICES, TIGHTER INVENTORIES AND STRONGER DEMAND PUSHING MANY DRIVERS TOWARD THE PRE-OWNED MARKET. MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS HELPING CONSUMERS NAVIGATE THE PROCESS WITH GUIDANCE ON VEHICLE SAFETY, HISTORY REPORTS AND INSURANCE CONSIDERATIONS BEFORE MAKING A PURCHASE.

USED CARS STILL DOMINATE THE MARKET; PRICES NEAR $26,000

MERCURY INSURANCE SHARES DATA-BACKED ECO-DRIVING TECHNIQUES THAT CAN HELP REDUCE FUEL COSTS AND VEHICLE WEAR LOS ANGELES, MARCH 17, 2026 /PRNEWSWIRE/ -- WITH GAS PRICES FLUCTUATING NATIONALLY IN RECENT YEARS, MERCURY INSURANCE (NYSE/NYSE TEXAS: MCY) IS HIGHLIGHTING HOW DRIVER BEHAVIOR CAN SIGNIFICANTLY INFLUENCE FUEL COSTS. ACCORDING TO THE U.S. DEPARTMENT OF ENERGY, AGGRESSIVE DRIVING  RAPID ACCELERATION AND HARD BRAKING  CAN REDUCE FUEL ECONOMY BY UP TO 40% IN CITY DRIVING AND 30% ON HIGHWAYS, INCREASING ANNUAL FUEL EXPENSES BY HUNDREDS OF DOLLARS.

40% DROP IN FUEL ECONOMY; BIG SWINGS AT THE PUMP; WHY YOUR DRIVING HABITS MAY BE COSTING YOU MORE THAN YOU THINK

NEW LAWS EXPAND ROADSIDE SAFETY RULES, STRENGTHEN CONSUMER PROTECTIONS AND MODERNIZE DMV PROCESSES LOS ANGELES, MARCH 12, 2026 /PRNEWSWIRE/ -- SEVERAL NEW CALIFORNIA DRIVING LAWS TOOK EFFECT JANUARY 1, 2026, AIMED AT IMPROVING ROADWAY SAFETY, STRENGTHENING CONSUMER PROTECTIONS AND MODERNIZING DEPARTMENT OF MOTOR VEHICLES PROCESSES. ACCORDING TO MERCURY INSURANCE, THE NEW LEGISLATION REFLECTS HOW DRIVING IS EVOLVING IN CALIFORNIA  FROM INCREASED ROADSIDE RISKS TO EMERGING VEHICLE TECHNOLOGIES  AND UNDERSCORES THE IMPORTANCE OF DRIVERS STAYING INFORMED ABOUT CHANGES THAT COULD AFFECT DAILY DRIVING HABITS.

Mercury General Corporation

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