Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

Mercury General Corporation

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

LOS ANGELES, SEPT. 3, 2026 /PRNEWSWIRE/ -- HOMEOWNERS WHO HAVE INVESTED TIME AND MONEY TO MAKE THEIR PROPERTIES MORE RESISTANT TO WILDFIRE MAY HAVE ANOTHER REASON TO FEEL GOOD ABOUT THE WORK THEY'VE DONE: THEY MAY QUALIFY FOR SAVINGS ON THEIR HOMEOWNERS INSURANCE.

MERCURY INSURANCE HELPS HOMEOWNERS MAKE THE MOST OF WILDFIRE MITIGATION DISCOUNTS

ROUTINE MAINTENANCE AND EARLY REPAIRS CAN HELP HOMEOWNERS PREVENT MINOR PROBLEMS FROM TURNING INTO COSTLY DAMAGE LOS ANGELES, SEPT. 1, 2026 /PRNEWSWIRE/ -- EVERY HOMEOWNER HAS A LIST OF SMALL REPAIRS THAT CAN WAIT UNTIL NEXT WEEKEND.

THE HIGH COST OF 'I'LL GET TO IT LATER': MERCURY INSURANCE IDENTIFIES SMALL HOME REPAIRS THAT CAN BECOME BIG EXPENSES

MERCURY HONORS THE LEGACY OF ITS FOUNDER AND LONGTIME CHAIRMAN WHILE REAFFIRMING THE CONTINUITY OF THE JOSEPH FAMILY OWNERSHIP, THE COMPANY'S LEADERSHIP AND ITS COMMITMENT TO CUSTOMERS, AGENTS, EMPLOYEES, AND SHAREHOLDERS. LOS ANGELES, AUG. 26, 2026 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE: MCY) (THE "COMPANY") TODAY ANNOUNCED THE PASSING OF GEORGE JOSEPH, THE COMPANY'S FOUNDER AND LONGTIME CHAIRMAN.

MERCURY ANNOUNCES THE PASSING OF FOUNDER AND CHAIRMAN GEORGE JOSEPH

MERCURY INSURANCE ENCOURAGES HOMEOWNERS TO MAKE WILDFIRE PREPAREDNESS A YEAR-ROUND ROUTINE LOS ANGELES, AUG. 25, 2026 /PRNEWSWIRE/ -- FOR GENERATIONS, HOMEOWNERS HAVE THOUGHT ABOUT WILDFIRE PREPAREDNESS AS A SEASONAL TASK: CLEAR BRUSH IN THE SPRING, CLEAN THE GUTTERS, PREPARE AN EVACUATION KIT AND GET READY FOR THE HOTTEST MONTHS OF THE YEAR. MERCURY INSURANCE(NYSE/NYSE TX: MCY) SAYS THAT CALENDAR NEEDS AN UPDATE.

THE WILDFIRE CALENDAR HAS CHANGED; HAS YOURS?

UNDERGROUND WATER, SEWER AND UTILITY LINES CAN CREATE COSTLY PROBLEMS WITH LITTLE WARNING LOS ANGELES, AUG. 20, 2026 /PRNEWSWIRE/ -- SOME OF THE MOST IMPORTANT PARTS OF A HOME ARE THE ONES HOMEOWNERS RARELY SEE. MERCURY INSURANCE(NYSE/NYSE TX: MCY) IS REMINDING HOMEOWNERS THAT UNDERGROUND SERVICE LINES CONNECTING A HOUSE TO WATER, SEWER, ELECTRICAL AND OTHER ESSENTIAL SERVICES CAN FAIL, AND REPAIRING THEM MAY BE MORE COMPLICATED AND EXPENSIVE THAN MANY HOMEOWNERS EXPECT.

THE DAMAGE YOU DON'T SEE: MERCURY INSURANCE SHARES WHAT HOMEOWNERS SHOULD KNOW ABOUT SERVICE LINE FAILURES

RECOGNITION, INFORMED BY TEAM MEMBER FEEDBACK, HIGHLIGHTS MERCURY'S FOCUS ON CAREER GROWTH, LEADERSHIP DEVELOPMENT AND LONG-TERM OPPORTUNITY FOR WOMEN. LOS ANGELES, AUG. 18, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE(NYSE/NYSE TX: MCY) HAS BEEN RECOGNIZED BY FORBES AS ONE OF AMERICA'S BEST EMPLOYERS FOR WOMEN 2026, HONORING THE COMPANY'S COMMITMENT TO FOSTERING AN ENVIRONMENT WHERE WOMEN HAVE OPPORTUNITIES TO GROW, LEAD AND BUILD REWARDING CAREERS.

MERCURY INSURANCE NAMED TO FORBES' 2026 LIST OF AMERICA'S BEST EMPLOYERS FOR WOMEN

NATIONAL CRASH DATA UNDERSCORES THE RISKS AS SCHOOL BUSES, PEDESTRIANS, BICYCLES AND BUSY DROP-OFF ZONES RETURN TO AMERICA'S ROADS LOS ANGELES, AUG. 13, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE/NYSE TX: MCY) IS URGING DRIVERS TO RESET THEIR COMMUTING HABITS AS STUDENTS HEAD BACK TO SCHOOL, WITH FEDERAL DATA SHOWING MORE THAN 1,000 PEOPLE HAVE BEEN KILLED IN SCHOOL-TRANSPORTATION-RELATED TRAFFIC CRASHES OVER THE PAST DECADE. NATIONAL HIGHWAY TRAFFIC SAFETY ADMINISTRATION (NHTSA) DATA SHOWS 1,069 PEOPLE WERE KILLED IN SCHOOL-TRANSPORTATION-RELATED CRASHES FROM 2015 THROUGH 2024, AN AVERAGE OF MORE THAN 100 FATALITIES EACH YEAR.

BACK TO SCHOOL MEANS BACK TO TRAFFIC: MERCURY INSURANCE URGES DRIVERS TO RESET THEIR COMMUTE

NEW ENHANCEDHOMEOWNERSINSURANCE PRODUCT OFFERSANESTIMATED AVERAGE SAVINGS OF$420 FOR HAIL-RESISTANT ROOFING, AN OPTION TO UPGRADE TO A STRONGER ROOF AFTER A COVEREDLOSS, AND NEW WILDFIRE MITIGATION DISCOUNTS LOS ANGELES, AUG. 11, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE: MCY ) HAS LAUNCHED A NEW ENHANCED HOMEOWNERS INSURANCE PRODUCT THAT GIVES OKLAHOMA HOMEOWNERS MORE WAYS TO LOWER THEIR INSURANCE COSTS, STRENGTHEN THEIR PROPERTIES AGAINST SEVERE WEATHER, AND CHOOSE COVERAGE THAT BETTER FITS THEIR HOMES. THE ENHANCEMENTS CAN PROVIDE QUALIFYING HOMEOWNERS WITH: ESTIMATED AVERAGE SAVINGS OF $420, OR 12.4%, FOR ELIGIBLE HAIL-RESISTANT ROOFING.

MERCURY GIVES OKLAHOMA HOMEOWNERS MORE WAYS TO SAVE AND STRENGTHEN THEIR HOMES AGAINST HAIL AND WILDFIRE

HYBRIDS DOMINATE THIS YEAR'S RANKINGS AS DRIVERS EMBRACE MORE ELECTRIFIED CHOICES LOS ANGELES, AUG. 6, 2026 /PRNEWSWIRE/ -- CONSUMERS SHOPPING FOR ELECTRIC AND HYBRID VEHICLES HAVE MORE CHOICES THAN EVER BEFORE. MERCURY INSURANCE (NYSE/NYSE TX: MCY) TODAY RELEASED ITS ANNUAL RANKING OF THE 10 MOST AFFORDABLE NEW 2026 MODEL YEAR ELECTRIC AND HYBRID VEHICLES TO INSURE, HELPING BUYERS BETTER UNDERSTAND ONE OF THE ONGOING COSTS OF VEHICLE OWNERSHIP.

MERCURY INSURANCE REVEALS THE 10 MOST AFFORDABLE NEW ELECTRIC AND HYBRID VEHICLES TO INSURE FOR 2026

LOS ANGELES, AUG. 4, 2026 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE:MCY) REPORTED TODAY FOR THE SECOND QUARTER OF 2026: CONSOLIDATED HIGHLIGHTS THREE MONTHS ENDED JUNE 30, CHANGE SIX MONTHS ENDED JUNE 30, CHANGE 2026 2025 $ % 2026 2025 $ % (000'S EXCEPT PER-SHARE AMOUNTS AND RATIOS) NET PREMIUMS EARNED (2) $1,497,767 $1,366,738 $131,029 9.6 $2,950,180 $2,649,808 $300,372 11.3 NET PREMIUMS WRITTEN (1) (2) $1,559,045 $1,480,807 $ 78,238 5.3 $3,109,163 $2,795,188 $313,975 11.2 DIRECT PREMIUMS WRITTEN (1) $1,623,583 $1,484,985 $138,598 9.3 $3,196,324 $2,930,428 $265,896 9.1 NET REALIZED INVESTMENT GAINS, NET OF TAX (3) $   68,344 $        18,549 $ 49,795 268.5 $        64,756 $        36,973 $  27,783 75.1 NET INCOME $  263,502 $       166,472 $ 97,030 58.3 $       453,922 $        58,145 $395,777 680.7 NET INCOME PER DILUTED SHARE $     4.76 $          3.01 $   1.75 58.1 $          8.20 $          1.05 $    7.15 681.0 OPERATING INCOME (1) $  195,158 $       147,923 $ 47,235 31.9 $       389,166 $        21,172 $367,994 1,738.1 OPERATING INCOME PER DILUTED SHARE (1) $     3.52 $          2.67 $   0.85 31.8 $          7.03 $          0.38 $    6.65 1,750.0 CATASTROPHE LOSSES NET OF REINSURANCE (4) $   75,000 $        13,000 $ 62,000 476.9 $       168,000 $       460,000 $(292,000) (63.5) COMBINED RATIO (5) 89.9% 92.5%  (2.6) PTS 89.6% 105.4%  (15.8) PTS (1) THESE MEASURES ARE NOT BASED ON U.S. GENERALLY ACCEPTED ACCOUNTING PRINCIPLES ("GAAP"), ARE DEFINED IN "INFORMATION REGARDING GAAP AND NON-GAAP MEASURES" AND ARE RECONCILED TO THE MOST DIRECTLY COMPARABLE GAAP MEASURES IN "SUPPLEMENTAL SCHEDULES." (2) NET PREMIUMS EARNED FOR THE THREE MONTHS ENDED JUNE 30, 2025 INCLUDES $51 MILLION OF CEDED PREMIUMS EARNED RELATED TO REINSTATEMENT PREMIUMS.

MERCURY GENERAL CORPORATION ANNOUNCES SECOND QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND

VOLKSWAGEN GOLF R TOPS MERCURY'S INAUGURAL RANKING OF INSURANCE-FRIENDLY PASSENGER CARS LOS ANGELES, AUG. 4, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE/NYSE TX: MCY) SUVS MAY DOMINATE TODAY'S HEADLINES, BUT 2/4 DOOR SEDANS AND COUPES CONTINUE TO DELIVER OUTSTANDING VALUE FOR COMMUTERS, FIRST-TIME BUYERS AND DRIVERS LOOKING TO KEEP OWNERSHIP COSTS UNDER CONTROL. MERCURY INSURANCE TODAY INTRODUCED ITS FIRST-EVER RANKING OF THE 10 MOST AFFORDABLE NEW 2026 MODEL YEAR SEDANS AND COUPES TO INSURE.

MERCURY INSURANCE REVEALS THE 10 MOST AFFORDABLE NEW SEDANS/COUPES TO INSURE FOR 2026

/PRNEWSWIRE/ -- WHETHER THEY'RE USED ON CONSTRUCTION SITES, FAMILY ROAD TRIPS OR DAILY COMMUTES, PICKUP TRUCKS REMAIN ONE OF AMERICA'S MOST VERSATILE VEHICLES

MERCURY INSURANCE NAMES THE 10 MOST AFFORDABLE NEW TRUCKS TO INSURE FOR 2026

HYUNDAI SANTA FE LEADS THIS YEAR'S RANKINGS AS MERCURY HELPS CONSUMERS COMPARE ANOTHER IMPORTANT OWNERSHIP COST LOS ANGELES, JULY 28, 2026 /PRNEWSWIRE/ -- BUYING AN SUV OFTEN STARTS WITH COMPARING STICKER PRICES, FUEL ECONOMY AND SAFETY RATINGS. MERCURY INSURANCE (NYSE/NYSE TX: MCY) SAYS SHOPPERS SHOULD ADD ONE MORE ITEM TO THAT CHECKLIST: INSURANCE COSTS.

MERCURY INSURANCE REVEALS THE 10 MOST AFFORDABLE NEW SUVS TO INSURE FOR 2026

MERCURY INSURANCE EXPLAINS WHY NEARBY HOMES CAN FACE VERY DIFFERENT WILDFIRE RISK. LOS ANGELES, JULY 23, 2026 /PRNEWSWIRE/ -- AS CALIFORNIA ENTERS THE HEART OF WILDFIRE SEASON,MERCURY INSURANCE (NYSE/NYSE TX: MCY) SAYS HOMEOWNERS OFTEN ASK THE SAME QUESTION AFTER MAJOR FIRES: HOW CAN ONE HOUSE SURVIVE WHILE ANOTHER NEARBY IS DESTROYED?

WHY WILDFIRE RISK CAN VARY FROM ONE HOME TO THE NEXT

LOS ANGELES, JULY 21, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE/NYSE TX: MCY) IS ENCOURAGING DRIVERS TO RETHINK WHEN THEY REPLACE THEIR VEHICLES AS THE AVERAGE NEW VEHICLE TRANSACTION PRICE APPROACHES $50,000, ACCORDING TO KELLEY BLUE BOOK. FOR MANY HOUSEHOLDS, HOLDING ONTO A RELIABLE VEHICLE FOR A FEW MORE YEARS MAY BE ONE OF THE SMARTEST FINANCIAL DECISIONS THEY CAN MAKE.

THE NEW 10-YEAR CAR: IS A $50,000 VEHICLE REALLY WORTH REPLACING ONE THAT STILL RUNS WELL?

MILLIONS OF AMERICANS WILL BOOK SHORT-TERM RENTALS THIS SUMMER, BUT GUESTS AND HOMEOWNERS ALIKE SHOULD UNDERSTAND THEIR RESPONSIBILITIES BEFORE THE KEYS CHANGE HANDS LOS ANGELES, JULY 14, 2026 /PRNEWSWIRE/ -- VACATION RENTALS HAVE BECOME A STAPLE OF SUMMER TRAVEL, WITH MILLIONS OF AMERICANS CHOOSING HOMES, CONDOS AND CABINS OVER TRADITIONAL HOTELS. WHILE PROPERTY DAMAGE DURING SHORT-TERM RENTALS IS RELATIVELY UNCOMMON, MERCURY INSURANCE (NYSE/NYSE TX: MCY) SAYS THE FINANCIAL CONSEQUENCES CAN BE SIGNIFICANT WHEN GUESTS OR HOMEOWNERS MISUNDERSTAND WHAT THEY'RE RESPONSIBLE FOR BEFORE A STAY BEGINS.

MOST VACATION RENTALS GO SMOOTHLY; MERCURY INSURANCE SAYS PREPARATION MATTERS FOR THE ONES THAT DON'T

MERCURY INSURANCE SHARES 10 SIMPLE STEPS TO HELP HOMEOWNERS AVOID COSTLY SURPRISES WHILE THEY'RE AWAY LOS ANGELES, JULY 9, 2026 /PRNEWSWIRE/ -- MERCURY INSURANCE(NYSE/NYSE TX: MCY) IS ENCOURAGING HOMEOWNERS TO TAKE A FEW SIMPLE PRECAUTIONS BEFORE LEAVING FOR VACATION AS NEW RESEARCH SHOWS NEARLY TWO-THIRDS OF SUMMER TRAVELERS ADMIT THEY COULD DO A BETTER JOB PROTECTING THEIR HOMES WHILE THEY'RE AWAY. WHETHER YOU'RE HEADING OUT FOR A LONG WEEKEND OR AN EXTENDED GETAWAY, SPENDING A FEW EXTRA MINUTES PREPARING YOUR HOME CAN HELP REDUCE THE RISK OF THEFT, WATER DAMAGE, ELECTRICAL ISSUES AND OTHER COSTLY SURPRISES.

Mercury General Corporation

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Mercury General Corporation

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