Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. The company also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. Its automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, fire, and other hazards. The company sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was founded in 1961 and is headquartered in Los Angeles, California.

Mercury General Corporation

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

DEBUNKING THE MOST COMMON MYTHS THAT MAY MISLEAD CONSUMERS LOS ANGELES , DEC. 10, 2025 /PRNEWSWIRE/ -- WHEN IT COMES TO HOMEOWNERS INSURANCE, MISCONCEPTIONS AND MYTHS ABOUND ONLINE AND VIA WORD OF MOUTH. MANY POLICYHOLDERS MAY ASSUME THAT THEIR INSURANCE COVERS EVERYTHING IN THE EVENT OF A PERIL, BUT THE REALITY IS THAT HOMEOWNERS INSURANCE IS MUCH MORE NUANCED THAN THAT, WITH LIMITS AND EXCLUSIONS THAT ALL POLICYHOLDERS SHOULD BE FAMILIAR WITH.

MYTH-BUSTING WITH MERCURY INSURANCE: DISPELLING COMMON MISCONCEPTIONS ABOUT HOMEOWNERS INSURANCE

MAKE REVIEWING YOUR INSURANCE POLICIES A RESOLUTION FOR NEXT YEAR LOS ANGELES , DEC. 4, 2025 /PRNEWSWIRE/ -- THE NEW YEAR IS THE TIME WHEN MANY OF US MAKE RESOLUTIONS FOCUSED AROUND HEALTH, FINANCES OR PERSONAL GROWTH. BUT IT'S EQUALLY IMPORTANT TO TAKE PRACTICAL STEPS TO PROTECT WHAT MATTERS MOST, AND THAT STARTS WITH REVIEWING YOUR INSURANCE COVERAGE.

NEW YEAR, NEW COVERAGE: YOUR ANNUAL INSURANCE CHECKUP

SIMPLE STEPS NOW CAN HELP PREVENT COSTLY WATER DAMAGE AND PROTECT YOUR HOME LOS ANGELES , NOV. 25, 2025 /PRNEWSWIRE/ --AS WINTER RAPIDLY APPROACHES, HOMEOWNERS ARE FACING INCREASINGLY UNPREDICTABLE WEATHER, MARKED BY SUDDEN TEMPERATURE SWINGS, INTENSE STORMS AND HEAVIER-THAN-NORMAL PRECIPITATION. THAT'S WHY MERCURY INSURANCE IS ENCOURAGING HOMEOWNERS TO TAKE PROACTIVE STEPS NOW TO ENSURE THEIR PROPERTY IS READY FOR WHATEVER THIS WINTER BRINGS.

MERCURY INSURANCE URGES HOMEOWNERS TO PREPARE FOR WINTER'S UNPREDICTABLE WEATHER

SMART, SIMPLE STEPS TO HELP KEEP YOU AND YOUR FAMILY SAFE WHEN TEMPERATURES DROP LOS ANGELES , NOV. 21, 2025 /PRNEWSWIRE/ -- THE WINTER AND HOLIDAY DRIVING SEASON IS ALMOST UPON US, AND WITH IT COMES A VARIETY OF DRIVING HAZARDS THAT ARE UNIQUE TO THE COLDER MONTHS. A QUARTER OF ALL WEATHER-RELATED COLLISIONS OCCUR ON SNOWY, SLUSHY OR ICY PAVEMENT, INJURING HUNDREDS OF THOUSANDS OF PEOPLE EACH YEAR.

DRIVE CONFIDENTLY THIS WINTER WITH TIPS FROM MERCURY INSURANCE

MERCURY INSURANCE OUTLINES PRACTICAL STEPS TO PROTECT DRIVERS AND AVOID COMMON HOLIDAY MISHAPS LOS ANGELES , NOV. 20, 2025 /PRNEWSWIRE/ --THE HOLIDAY SEASON IS ONE OF THE BUSIEST DRIVING PERIODS OF THE YEAR, WITH MILLIONS OF DRIVERS HITTING THE ROAD TO VISIT LOVED ONES, GRAB GROCERIES AND MAKE BLACK FRIDAY SHOPPING RUNS. UNFORTUNATELY, IT'S ALSO ONE OF THE MOST COMMON TIMES FOR PARKING LOT MISHAPS, RENTAL CAR CONFUSION AND UNEXPECTED ROADSIDE INCIDENTS.

FROM CROWDED LOTS TO LONG DRIVES: NAVIGATING HOLIDAY TRAVEL WITH CONFIDENCE

TIPS TO PROTECT YOUR LOVED ONES AND HOME LOS ANGELES , NOV. 13, 2025 /PRNEWSWIRE/ -- THANKSGIVING FILLS HOMES WITH FOOD, FAMILY AND GRATITUDE  BUT A BUSY KITCHEN WORKING OVERTIME TO GET DINNER ON THE TABLE BETWEEN FOOTBALL GAMES AND GROWLING BELLIES ALSO MEANS A HIGHER RISK OF COOKING FIRES. MERCURY INSURANCE (NYSE: MCY) WANTS THE DAY TO END WITH CELEBRATION, NOT CLEANUP, AND IS SHARING SIMPLE TIPS TO HELP KEEP EVERY KITCHEN SAFE.

MERCURY INSURANCE OFFERS WAYS TO KEEP THANKSGIVING CELEBRATIONS SAFE AND JOYFUL

REFURBISHED TOYOTA CAMRY RESTORES FREEDOM AND STABILITY FOR U.S. NAVY VETERAN PLANO, TEXAS , NOV. 12, 2025 /PRNEWSWIRE/ -- MERCURY INSURANCE AND THE NATIONAL AUTO BODY COUNCIL TEAMED UP TO CHANGE ONE PLANO RESIDENT'S LIFE THROUGH THE NABC RECYCLED RIDES PROGRAM, GIFTING A FULLY REFURBISHED VEHICLE DURING A SPECIAL VETERANS DAY PRESENTATION ON TUESDAY. THE RECIPIENT, ROBERT SILVA, SERVED HONORABLY IN THE UNITED STATES NAVY FROM 1991 TO 2000 AS A MISSILE TECHNICIAN ABOARD THE USS NEBRASKA.

MERCURY INSURANCE AND NATIONAL AUTO BODY COUNCIL DONATE REFURBISHED VEHICLE TO PLANO RESIDENT THROUGH NABC RECYCLED RIDES

LOS ANGELES , NOV. 4, 2025 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE:MCY) REPORTED TODAY FOR THE THIRD QUARTER OF 2025: CONSOLIDATED HIGHLIGHTS THREE MONTHS ENDED SEPTEMBER 30, CHANGE NINE MONTHS ENDED SEPTEMBER 30, CHANGE 2025 2024 $ % 2025 2024 $ % (000'S EXCEPT PER-SHARE AMOUNTS AND RATIOS) NET PREMIUMS EARNED (2) $ 1,410,400 $ 1,320,652 $ 89,748 6.8 $ 4,060,208 $ 3,723,355 $ 336,853 9.0 NET PREMIUMS WRITTEN (1) (2) $ 1,498,861 $ 1,422,933 $ 75,928 5.3 $ 4,294,048 $ 4,063,377 $ 230,671 5.7 NET REALIZED INVESTMENT GAINS, NET OF TAX (3) $ 66,716 $ 90,412 $ (23,696) (26.2) $ 103,688 $ 122,873 $ (19,185) (15.6) NET INCOME $ 280,403 $ 230,856 $ 49,547 21.5 $ 338,547 $ 366,886 $ (28,339) (7.7) NET INCOME PER DILUTED SHARE $ 5.06 $ 4.17 $ 0.89 21.3 $ 6.11 $ 6.63 $ (0.52) (7.8) OPERATING INCOME (1) $ 213,687 $ 140,444 $ 73,243 52.2 $ 234,859 $ 244,013 $ (9,154) (3.8) OPERATING INCOME PER DILUTED SHARE (1) $ 3.86 $ 2.54 $ 1.32 52.0 $ 4.24 $ 4.41 $ (0.17) (3.9) CATASTROPHE LOSSES NET OF REINSURANCE (4) $ 29,000 $ 39,000 $ (10,000) (25.6) $ 489,000 $ 236,000 $ 253,000 107.2 COMBINED RATIO (5) 87.0% 93.6%  (6.6) PTS 99.0% 97.6%  1.4 PTS (1) THESE MEASURES ARE NOT BASED ON U.S. GENERALLY ACCEPTED ACCOUNTING PRINCIPLES ("GAAP"), ARE DEFINED IN "INFORMATION REGARDING GAAP AND NON-GAAP MEASURES" AND ARE RECONCILED TO THE MOST DIRECTLY COMPARABLE GAAP MEASURES IN "SUPPLEMENTAL SCHEDULES." (2) BOTH NET PREMIUMS EARNED AND NET PREMIUMS WRITTEN FOR THE NINEMONTHS ENDED SEPTEMBER30, 2025 INCLUDE $101 MILLION OF INCREASED CEDED PREMIUMS DUE TO THE REINSTATEMENT PREMIUMS PAID AND RECORDED IN THE FIRST HALF OF 2025 TO REINSTATE THE FULLY EXHAUSTED REINSURANCE COVERAGE LAYERS OF ITS CATASTROPHE REINSURANCE TREATY ENDING JUNE 30, 2025 FOLLOWING THE PALISADES AND EATONWILDFIRES IN JANUARY 2025.

MERCURY GENERAL CORPORATION ANNOUNCES THIRD QUARTER RESULTS AND DECLARES QUARTERLY DIVIDEND

ESSENTIAL FIRE SAFETY ITEMS CAN HELP FAMILIES ACT QUICKLY AND PROTECT WHAT MATTERS MOST LOS ANGELES , OCT. 31, 2025 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE: MCY) CONTINUES TO RECOGNIZE FIRE PREVENTION MONTH BY ENCOURAGING HOMEOWNERS TO STRENGTHEN THEIR HOME SAFETY PLANS AND INVEST IN FIRE SAFETY ESSENTIALS THAT CAN HELP PROTECT THEIR PROPERTY AND PROVIDE HEIGHTENED SAFETY FOR THEMSELVES AND LOVED ONES. ACCORDING TO THE NATIONAL FIRE PROTECTION ASSOCIATION, FROM 2013 TO 2022, AN AVERAGE OF 361,450 HOME FIRES OCCURRED ANNUALLY ACROSS THE UNITED STATES.

MERCURY INSURANCE SUGGESTS HOME FIRE SAFETY DEVICES THAT CAN HELP HOMEOWNERS PROTECT THEIR PROPERTY

PRACTICAL, EASY-TO-FOLLOW ADVICE TO KEEP YOUR HOME AND FAMILY SAFE WHILE CELEBRATING HALLOWEEN LOS ANGELES , OCT. 28, 2025 /PRNEWSWIRE/ -- HALLOWEEN CAN BE FULL OF FUN AND FRIGHT, BUT FOR HOMEOWNERS, IT SOMETIMES BRINGS MORE TRICKS THAN TREATS. MERCURY INSURANCE (NYSE: MCY) WANTS TO HELP PROTECT POLICYHOLDERS, THEIR FAMILIES AND THEIR PROPERTY DURING THE SPOOKIEST TIME OF THE YEAR.

10 SMART HALLOWEEN SAFETY TIPS EVERY HOMEOWNER SHOULD KNOW, FROM MERCURY INSURANCE

PROTECT YOURSELF DURING NATIONAL CYBERSECURITY AWARENESS MONTH LOS ANGELES , OCT. 23, 2025 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE: MCY) RECOGNIZES THAT CYBERATTACKS ARE ON THE RISE. ACCORDING TO THE U.S. FEDERAL BUREAU OF INVESTIGATION (FBI) , MORE THAN 859,000 CYBERCRIME COMPLAINTS WERE FILED LAST YEAR, WITH OVER 1.35 BILLION INDIVIDUALS IMPACTED BY DATA COMPROMISES  INCLUDING BREACHES, LEAKS AND UNAUTHORIZED EXPOSURES  IN THE UNITED STATES ALONE.

MERCURY INSURANCE EMPHASIZES CYBERSECURITY BEST PRACTICES AMID RISING CYBERCRIME RATES

COMPANY OFFERS TIPS TO HELP CONSUMERS SPOT SCAMS AND PROTECT THEIR COVERAGE LOS ANGELES , OCT. 21, 2025 /PRNEWSWIRE/ --HOME INSURANCE IS INTENDED TO GIVE HOMEOWNERS PEACE OF MIND BY PROTECTING THEIR MOST VALUABLE ASSET, BUT NOT EVERYONE WHO PURPORTS TO BE SELLING INSURANCE OPERATES WITH INTEGRITY. INSURANCE FRAUD, INCLUDING HOMEOWNERS INSURANCE FRAUD, IS ALL TOO COMMON IN THE U.S., COSTING IT APPROXIMATELY $308.6 BILLION  OR ABOUT $900 MORE PER POLICYHOLDER ANNUALLY IN INCREASED PREMIUMS.

THINK BEFORE YOU SIGN: MERCURY INSURANCE URGES HOMEOWNERS TO STAY ALERT FOR INSURANCE SCAMS

MERCURY AND THE DUCKS ARE SHINING A SPOTLIGHT ON THE PEOPLE WHO MAKE THE COMMUNITY STRONGER, KINDER AND MORE CONNECTED. LOS ANGELES , OCT. 16, 2025 /PRNEWSWIRE/ -- A NEW SEASON OF ANAHEIM DUCKS HOCKEY HAS ARRIVED, AND WITH IT COMES A NEW WAY TO CELEBRATE THE TRUE SPIRIT OF ORANGE COUNTY.

MERCURY INSURANCE AND ANAHEIM DUCKS LAUNCH HALL OF HEROES TO HONOR ORANGE COUNTY'S EVERYDAY CHAMPIONS

HONORING THE HEROES WHO MAKE LOS ANGELES EXTRAORDINARY LOS ANGELES , OCT. 14, 2025 /PRNEWSWIRE/ -- MERCURY INSURANCE (NYSE: MCY) AND THE LOS ANGELES KINGS ARE HONORING THE REAL HEROES OF LA  THE PEOPLE WHOSE EVERYDAY ACTIONS MAKE THIS CITY EXTRAORDINARY. NOW ENTERING ITS SECOND SEASON, HOCKEYWOOD  PRESENTED BY MERCURY INSURANCE  RETURNS TO CELEBRATE THE EVERYDAY CHAMPIONS WHOSE COURAGE, GENEROSITY AND HEART DEFINE THE CITY.

MERCURY INSURANCE AND THE LA KINGS CELEBRATE THE RETURN OF HOCKEYWOOD

MERCURY KICKS OFF FIRE PREVENTION MONTH WITH PRACTICAL ADVICE FOR HOMEOWNERS LOS ANGELES , OCT. 10, 2025 /PRNEWSWIRE/ -- WILDFIRE SEASON IS HERE AND MERCURY INSURANCE IS EMPHASIZING THE CRITICAL IMPORTANCE OF HAVING A FIRE EVACUATION PLAN FOR YOUR HOUSEHOLD, BECAUSE IT CAN MAKE A HUGE DIFFERENCE WHEN DISASTER STRIKES. FIRES CAN ENGULF AN ENTIRE HOME WITHIN MINUTES, SO AN EVACUATION PLAN MUST BE SET, PRACTICED AND UNDERSTOOD BY ALL HOUSEHOLD MEMBERS PRIOR TO A CATASTROPHIC EVENT IN ORDER TO MINIMIZE CHAOS AND PANIC.

MERCURY INSURANCE URGES HOMEOWNERS TO CREATE -- AND PRACTICE -- A FIRE EVACUATION PLAN

LOS ANGELES , OCT. 8, 2025 /PRNEWSWIRE/ -- MERCURY GENERAL CORPORATION (NYSE:MCY) REPORTED TODAY THAT AFTER THE MARKETS CLOSE ON TUESDAY, NOVEMBER 4, 2025, THE COMPANY WILL ISSUE AN EARNINGS PRESS RELEASE REPORTING ITS RESULTS FOR THE THIRD QUARTER OF 2025, AND WILL ALSO FILE ITS QUARTERLY REPORT ON FORM 10-Q WITH THE SECURITIES AND EXCHANGE COMMISSION. THE EARNINGS PRESS RELEASE SHOULD BE READ IN CONJUNCTION WITH THE COMPANY'S QUARTERLY REPORT ON FORM 10-Q.

Mercury General Corporation

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Mercury General Corporation

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