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Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

Orange County Bancorp, Inc.

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Revenue Growth

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Debt

MIDDLETOWN, N.Y., OCT. 29, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST CO. (THE BANK) AND ORANGE INVESTMENT ADVISORS (OIA), FORMERLY KNOWN AS HUDSON VALLEY INVESTMENT ADVISORS, INC. (HVIA), TODAY ANNOUNCED NET INCOME OF $10.0 MILLION, OR $0.75 PER BASIC AND DILUTED SHARE, FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2025. THIS COMPARES WITH NET INCOME OF $3.2 MILLION, OR $0.28 PER BASIC AND DILUTED SHARE, FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2024. THE INCREASE IN EARNINGS PER SHARE, BASIC AND DILUTED, WAS DUE PRIMARILY TO INCREASES IN NET INTEREST INCOME AND TOTAL NONINTEREST INCOME AS WELL AS REDUCED PROVISION FOR CREDIT LOSSES PARTIALLY OFFSET BY AN INCREASE IN NONINTEREST EXPENSE DURING THE CURRENT PERIOD. FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2025, NET INCOME REACHED $29.2 MILLION, OR $2.39 PER BASIC AND DILUTED SHARE, AS COMPARED TO $20.7 MILLION, OR $1.84 PER BASIC AND DILUTED SHARE, FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2024.

ORANGE COUNTY BANCORP, INC. ANNOUNCES RECORD THIRD QUARTER 2025 RESULTS

NEW YORK--(BUSINESS WIRE)-- #CREDITRATINGAGENCY--KBRA ASSIGNS A SENIOR UNSECURED DEBT RATING OF BBB, A SUBORDINATED DEBT RATING OF BBB-, AND A SHORT-TERM DEBT RATING OF K3 TO MIDDLETOWN, NEW YORK-BASED ORANGE COUNTY BANCORP, INC. (NASDAQ: OBT) ("ORANGE" OR "THE COMPANY"). IN ADDITION, KBRA ASSIGNS DEPOSIT AND SENIOR UNSECURED DEBT RATINGS OF BBB+, A SUBORDINATED DEBT RATING OF BBB, AND SHORT-TERM DEPOSIT AND DEBT RATINGS OF K2 TO ITS MAIN SUBSIDIARY, ORANGE BANK & TRUST COMPANY ("THE BANK"). THE OUTLOOK FOR ALL.

KBRA ASSIGNS RATINGS TO ORANGE COUNTY BANCORP, INC.

MIDDLETOWN, N.Y., AUG. 27, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST COMPANY AND HUDSON VALLEY INVESTMENT ADVISORS, INC., TODAY ANNOUNCED A DECLARATION OF A $0.13 CASH DIVIDEND PER SHARE OF ITS COMMON STOCK. THE DIVIDEND WILL BE PAID ON SEPTEMBER 16, 2025 TO SHAREHOLDERS OF RECORD ON SEPTEMBER 8, 2025.

ORANGE COUNTY BANCORP, INC. DECLARES CASH DIVIDEND

MIDDLETOWN, N.Y., JULY 30, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST COMPANY (THE BANK) AND HUDSON VALLEY INVESTMENT ADVISORS, INC. (HVIA), TODAY ANNOUNCED NET INCOME OF $10.5 MILLION, OR $0.87 PER BASIC AND DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2025. THIS COMPARES WITH NET INCOME OF $8.2 MILLION, OR $0.73 PER BASIC AND DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2024. THE INCREASE IN EARNINGS PER SHARE, BASIC AND DILUTED, WAS DUE PRIMARILY TO INCREASES IN NET INTEREST INCOME AND TOTAL NONINTEREST INCOME PARTIALLY OFFSET BY AN INCREASE IN NON-INTEREST EXPENSE DURING THE CURRENT PERIOD. FOR THE SIX MONTHS ENDED JUNE 30, 2025, NET INCOME REACHED $19.2 MILLION, OR $1.64 PER BASIC AND DILUTED SHARE, AS COMPARED TO $17.5 MILLION, OR $1.55 PER BASIC AND DILUTED SHARE, FOR THE SIX MONTHS ENDED JUNE 30, 2024.

ORANGE COUNTY BANCORP, INC. ANNOUNCES RECORD SECOND QUARTER 2025 EARNINGS

MIDDLETOWN, N.Y., JUNE 23, 2025 (GLOBE NEWSWIRE) -- ORANGE BANK & TRUST COMPANY (THE BANK), THE BANKING SUBSIDIARY OF ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), IS PLEASED TO ANNOUNCE THE PROMOTION OF ELIZABETH LIZ JONES, CHIEF OPERATING OFFICER, TO EXECUTIVE VICE PRESIDENT.

ORANGE BANK & TRUST PROMOTES CHIEF OPERATING OFFICER, ELIZABETH JONES TO EXECUTIVE VICE PRESIDENT

MIDDLETOWN, N.Y., JUNE 03, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST COMPANY, (THE BANK) AND HUDSON VALLEY INVESTMENT ADVISORS, INC. (HVIA), TODAY ANNOUNCED THE PRICING OF AN UNDERWRITTEN PUBLIC OFFERING OF 1,720,430 SHARES OF ITS COMMON STOCK AT A PRICE OF $23.25 PER SHARE. THE COMPANY ALSO GRANTED THE UNDERWRITERS A 30-DAY OPTION TO PURCHASE UP TO AN ADDITIONAL 258,064 SHARES OF COMMON STOCK.

ORANGE COUNTY BANCORP, INC. ANNOUNCES PRICING OF PUBLIC OFFERINGOF COMMON STOCK

MIDDLETOWN, N.Y., JUNE 03, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST COMPANY, (THE BANK) AND HUDSON VALLEY INVESTMENT ADVISORS, INC. (HVIA), TODAY ANNOUNCED IT LAUNCHED AN UNDERWRITTEN PUBLIC OFFERING OF SHARES OF ITS COMMON STOCK. THE COMPANY ALSO EXPECTS TO GRANT THE UNDERWRITERS A 30-DAY OPTION TO PURCHASE ADDITIONAL SHARES OF ITS COMMON STOCK.

ORANGE COUNTY BANCORP, INC. LAUNCHES PUBLIC OFFERING OF COMMON STOCK

MIDDLETOWN, N.Y., MAY 16, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST COMPANY AND HUDSON VALLEY INVESTMENT ADVISORS, INC. TODAY ANNOUNCED A DECLARATION OF A $0.13 CASH DIVIDEND PER SHARE OF ITS COMMON STOCK. THE DIVIDEND WILL BE PAID ON JUNE 16, 2025 TO SHAREHOLDERS OF RECORD ON JUNE 4, 2025.

HIGHLIGHTS INCLUDE: NET INTEREST MARGIN OF 3.95% FOR THE QUARTER ENDED MARCH 31, 2025 INCREASED 31 BASIS POINTS, OR 8.5%, VERSUS 3.64% FOR THE QUARTER ENDED MARCH 31, 2024 TOTAL DEPOSITS GREW $128.3 MILLION, OR 6.0%, REACHING $2.3 BILLION AT MARCH 31, 2025 AS COMPARED TO $2.2 BILLION AT DECEMBER 31, 2024 TOTAL LOANS OF $1.9 BILLION AT MARCH 31, 2025 INCREASED $38.5 MILLION, OR 2.1%, FROM $1.8 BILLION AT DECEMBER 31, 2024 NET INCOME REACHED $8.7 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2025 REPRESENTING A DECREASE OF $586 THOUSAND, OR 6.3%, AS COMPARED TO $9.3 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2024 TRUST AND INVESTMENT ADVISORY INCOME ROSE $553 THOUSAND, OR 19.2%, TO $3.4 MILLION, FOR THE QUARTER ENDED MARCH 31, 2025 FROM $2.9 MILLION FOR THE QUARTER ENDED MARCH 31, 2024 BOOK VALUE PER SHARE INCREASED $1.34, OR 8.2%, REACHING $17.69 AT MARCH 31, 2025 AS COMPARED TO $16.35 AT DECEMBER 31, 2024 MIDDLETOWN, N.Y., APRIL 30, 2025 (GLOBE NEWSWIRE) -- ORANGE COUNTY BANCORP, INC. (THE COMPANY - NASDAQ: OBT), PARENT COMPANY OF ORANGE BANK & TRUST CO. (THE BANK) AND HUDSON VALLEY INVESTMENT ADVISORS, INC. (HVIA), TODAY ANNOUNCED NET INCOME OF $8.7 MILLION, OR $0.77 PER BASIC AND DILUTED SHARE, FOR THE QUARTER ENDED MARCH 31, 2025.

ORANGE COUNTY BANCORP, INC. ANNOUNCES FIRST QUARTER 2025 EARNINGS

MIDDLETOWN, N.Y., APRIL 11, 2025 (GLOBE NEWSWIRE) -- ORANGE BANK & TRUST COMPANY, AN ECONOMIC ENGINE OF NEW YORK'S BUSINESS COMMUNITY FOR MORE THAN 132 YEARS, ANNOUNCED THAT DAVID DINEEN HAS BEEN PROMOTED TO EXECUTIVE VICE PRESIDENT, SENIOR MANAGING DIRECTOR OF WEALTH MANAGEMENT.

Orange County Bancorp, Inc.

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Orange County Bancorp, Inc.

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