Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

OppFi Inc. operates a financial technology platform that allows banks to offer lending products. Its platform facilitates the OppLoan, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. The company is based in Chicago, Illinois.

OppFi Inc.

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

CHICAGO , NOV. 6, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, ANNOUNCED THAT PAM JOHNSON,CFO, WILL PRESENT AT THE STEPHENS ANNUAL INVESTMENT CONFERENCE IN NASHVILLE, TN, ON NOVEMBER 19 AT 1:00 P.M. CT/2:00 P.M.

OPPFI TO PRESENT AT STEPHENS INVESTMENT CONFERENCE

DALLAS, TEXAS--(NEWSFILE CORP. - OCTOBER 30, 2025) - OPPFI, INC. (NYSE: OPFI) : STONEGATE CAPITAL PARTNERS UPDATES COVERAGE ON OPPFI (NYSE: OPFI). OPFI REPORTED REVENUE, ADJ.

STONEGATE CAPITAL PARTNERS UPDATES 3Q25 REPORT ON OPPFI, INC. (OPFI)

NET INCOME INCREASED 136.9% YEAR OVER YEAR TO $75.9 MILLION, A COMPANY RECORD FOR ANY QUARTER ADJUSTED NET INCOME1 INCREASED 41.4% YEAR OVER YEAR TO $40.7 MILLION, A COMPANY RECORD FOR ANY QUARTER TOTAL REVENUE INCREASED 13.5% YEAR OVER YEAR TO $155.1 MILLION, A COMPANY RECORD FOR ANY QUARTER RAISED FULL YEAR REVENUE GUIDANCE TO BETWEEN $590 MILLION AND $605 MILLION, ADJUSTED NET INCOME1 TO BETWEEN $137 MILLION AND $142 MILLION, AND ADJUSTED EPS TO BETWEEN $1.54 AND $1.60 CHICAGO , OCT. 29, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, TODAY REPORTED FINANCIAL RESULTS FOR THE THIRD QUARTER ENDED SEPTEMBER 30, 2025. "OPPFI CONTINUED TO DELIVER STRONG PERFORMANCE IN THE THIRD QUARTER 2025, ACHIEVING RECORD QUARTERLY REVENUE, PROFIT AND NET ORIGINATIONS.

OPPFI REPORTS RECORD QUARTERLY REVENUE, NET INCOME, AND ADJUSTED NET INCOME AND INCREASES FULL YEAR GUIDANCE

CHICAGO , OCT. 7, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, WILL REPORT FINANCIAL RESULTS FOR ITS THIRD QUARTER 2025 BEFORE THE MARKET OPEN ON WEDNESDAY, OCTOBER 29, 2025. MANAGEMENT WILL HOST A CONFERENCE CALL ON OCTOBER 29, 2025, AT 9:00 A.M.

OPPFI ANNOUNCES ITS THIRD QUARTER 2025 EARNINGS CONFERENCE CALL

CHICAGO , OCT. 2, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE:OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, TODAY ANNOUNCED THAT IT HAS CLOSED A NEW $150 MILLION REVOLVING CREDIT FACILITY AMONG ONE OF ITS SUBSIDIARIES AND FUNDS MANAGED BY CASTLELAKE L.P., REPLACING A PRIOR FACILITY.

OPPFI ANNOUNCES NEW $150 MILLION REVOLVING CREDIT FACILITY

AUTHORIZATION PERMITS COMPANY TO PURCHASE AN ADDITIONAL $20 MILLION OF CLASS A COMMON STOCK CHICAGO , AUG. 26, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, TODAY ANNOUNCED THAT ITS BOARD OF DIRECTORS (THE "BOARD") HAS APPROVED AN INCREASE TO THE COMPANY'S EXISTING SHARE REPURCHASE PROGRAM. THE BOARD HAS AUTHORIZED THE PURCHASE OF UP TO AN ADDITIONAL $20 MILLION OF THE COMPANY'S CLASS A COMMON STOCK, BRINGING THE TOTAL AUTHORIZATION UNDER THE PROGRAM TO $40 MILLION.

OPPFI ANNOUNCES INCREASE TO SHARE REPURCHASE PROGRAM

CHICAGO , AUG. 21, 2025 /PRNEWSWIRE/ --OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, ANNOUNCED TODAY THAT IT HAS PUBLISHED SUPPLEMENTAL INFORMATION REGARDING ITS OUTSTANDING WARRANTS TO PURCHASE SHARES OF THE COMPANY'S CLASS A COMMON STOCK. "AS OPPFI CONTINUES TO DELIVER STRONG PERFORMANCE AND AS OUR OUTSTANDING PUBLIC WARRANTS ARE NOW WITHIN ONE YEAR OF EXPIRATION, WE WANTED TO PROVIDE OUR STOCKHOLDERS AND POTENTIAL INVESTORS WITH SUPPLEMENTAL INFORMATION TO ALLOW THEM TO EVALUATE THE POTENTIAL POSITIVE IMPACTS AND OTHER EFFECTS OF THE WARRANTS ON OUR CAPITAL STRUCTURE.

OPPFI PUBLISHES SUPPLEMENTAL INFORMATION REGARDING ITS WARRANTS

DALLAS, TEXAS--(NEWSFILE CORP. - AUGUST 6, 2025) - OPPFI, INC. (NYSE: OPFI) : STONEGATE CAPITAL PARTNERS UPDATES COVERAGE ON OPPFI (NYSE: OPFI). OPFI REPORTED REVENUE, ADJ.

STONEGATE CAPITAL PARTNERS UPDATES 2Q25 REPORT ON OPPFI, INC. (OPFI)

GAAP NET INCOME DECREASED 58.5% YEAR OVER YEAR TO $11.5 MILLION ADJUSTED NET INCOME1 INCREASED 59.0% YEAR OVER YEAR TO $39.4 MILLION, A COMPANY RECORD FOR ANY QUARTER TOTAL REVENUE INCREASED 12.8% YEAR OVER YEAR TO $142.4 MILLION, A COMPANY RECORD FOR ANY QUARTER AVERAGE YIELD, ANNUALIZED INCREASED BY 130 BASIS POINTS YEAR OVER YEAR TO 136.1%, A COMPANY RECORD FOR ANY QUARTER NET CHARGE-OFF RATE AS A PERCENTAGE OF TOTAL REVENUE DECREASED 60 BASIS POINTS YEAR OVER YEAR TO 31.9% REVENUE GUIDANCE FOR THE FULL YEAR 2025 INCREASED TO $578 MILLION TO $605 MILLION, FROM A PREVIOUS RANGE OF $563 MILLION TO $594 MILLION ADJUSTED NET INCOME1 GUIDANCE FOR THE FULL YEAR 2025 INCREASED TO$125 MILLION TO $130 MILLION, FROM $106 MILLION TO $113 MILLION CHICAGO , AUG. 6, 2025 /PRNEWSWIRE/ -- OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO OFFER FINANCIAL PRODUCTS AND SERVICES TO EVERYDAY AMERICANS, TODAY REPORTED FINANCIAL RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025. "THE SIGNIFICANT IMPROVEMENTS WE'VE MADE IN OPERATIONS AND CREDIT HAVE DELIVERED ANOTHER RECORD QUARTER.

OPPFI REPORTS RECORD QUARTERLY REVENUE AND ADJUSTED NET INCOME AND INCREASES FULL YEAR REVENUE AND ADJUSTED NET INCOME GUIDANCE

CHICAGO , AUG. 4, 2025 /PRNEWSWIRE/ --OPPFI INC. (NYSE: OPFI) ("OPPFI" OR THE "COMPANY"), A LEADING TECH-ENABLED DIGITAL FINANCE PLATFORM THAT PARTNERS WITH BANKS TO PROVIDE FINANCIAL PRODUCTS AND SERVICES FOR EVERYDAY AMERICANS, TODAY ANNOUNCED THAT PAM JOHNSON, CFO, WILL PRESENT AT THE OPPENHEIMER 28TH ANNUAL TECHNOLOGY, INTERNET & COMMUNICATIONS VIRTUAL CONFERENCE ON AUGUST 12, AT 3:45 P.M. ET. A VIDEO WEBCAST OF THE PRESENTATION WILL BE AVAILABLE AT HTTPS://WSW.COM/WEBCAST/OPPENHEIMER43/OPFI/2778218, OR ON THE COMPANY'S WEBSITE AT INVESTORS.OPPFI.COM.

OppFi Inc.

OPFI

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OppFi Inc.

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OPFI