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OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

OptimumBank Holdings, Inc.

The significance of a company's longevity in the market

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FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - OCTOBER 24, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC), THE PARENT COMPANY OF OPTIMUMBANK, ANNOUNCED TODAY THAT ITS LEADERSHIP TEAM WILL RING THE OPENING BELL AT THE NEW YORK STOCK EXCHANGE (NYSE) ON MONDAY, OCTOBER 27, 2025, IN CELEBRATION OF THE BANK'S 25TH ANNIVERSARY. OPTIMUMBANK EXECUTIVES, BOARD MEMBERS, AND TEAM LEADERS WILL JOIN CHAIRMAN MOISHE GUBIN ON THE NYSE TRADING FLOOR TO MARK THIS MILESTONE OCCASIONHONORING TWENTY-FIVE YEARS OF GROWTH, RESILIENCE, AND COMMUNITY-FOCUSED SERVICE ACROSS FLORIDA AND BEYOND.

OPTIMUMBANK TO RING THE OPENING BELL AT THE NEW YORK STOCK EXCHANGE IN CELEBRATION OF 25 YEARS OF GROWTH AND COMMUNITY BANKING

AUSTIN, TEXAS, OCT. 21, 2025 (GLOBE NEWSWIRE) -- VIA IBN  IBN, A MULTIFACETED COMMUNICATIONS ORGANIZATION ENGAGED IN CONNECTING PUBLIC COMPANIES TO THE INVESTMENT COMMUNITY, IS PLEASED TO ANNOUNCE THE RELEASE OF THE LATEST EPISODE OFTHE GOTSTOCKS PODCAST AS PART OF ITS SUSTAINED EFFORT TO PROVIDE SPECIALIZED CONTENT DISTRIBUTION VIA WIDESPREAD SYNDICATION CHANNELS.

IBN ANNOUNCES LATEST EPISODE OF THE GOTSTOCKS PODCAST FEATURING MOISHE GUBIN, CHAIRMAN OF OPTIMUMBANK HOLDINGS INC.

PRESENTATION ON MONDAY, OCTOBER 20TH AT 1:30 PT FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - OCTOBER 15, 2025) - OPTIMUMBANK (NYSE AMERICAN: OPHC), SOUTH FLORIDA BASED COMMUNITY BANK, ANNOUNCED TODAY THAT IT WILL BE PRESENTING AT THE 19TH ANNUAL MAIN EVENT ON MONDAY, OCTOBER 20TH AT 1:30 PT AT THE HOTEL DEL CORONADO IN SAN DIEGO, CALIFORNIA. MOISHE GUBIN, CHAIRMAN OF THE BOARD, WILL BE GIVING THE PRESENTATION.

OPTIMUMBANK TO PRESENT AT THE LD MICRO MAIN EVENT XIX

AUSTIN, TEXAS, SEPT. 16, 2025 (GLOBE NEWSWIRE) -- VIA IBN  OPTIMUMBANK HOLDINGS INC. (NYSE AMERICAN: OPHC) , A SINGLE BANK HOLDING COMPANY THAT OWNS 100% OF OPTIMUMBANK, A COMMUNITY BANK HEADQUARTERED IN FORT LAUDERDALE, FLORIDA, HAS SELECTED IBN , A MULTIFACETED FINANCIAL NEWS AND PUBLISHING COMPANY SERVING PRIVATE AND PUBLIC ENTITIES, TO SPEARHEAD ITS CORPORATE COMMUNICATIONS EFFORTS.

IBN INITIATES COVERAGE OF OPTIMUMBANK HOLDINGS INC.

FORT LAUDERDALE, FL, AUG. 07, 2025 (GLOBE NEWSWIRE) -- OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) (THE COMPANY) IS A ONE-BANK HOLDING COMPANY AND OWNS 100% OF OPTIMUMBANK (THE BANK). THE COMPANY IS PLEASED TO ANNOUNCE NET EARNINGS OF $3.60 MILLION, OR $0.31 PER BASIC SHARE, AND $0.29 PER DILUTED SHARE, FOR THE SECOND QUARTER OF 2025. THIS COMPARES TO NET INCOME OF $3.87 MILLION, OR $0.33 PER BASIC SHARE, AND $0.32 PER DILUTED SHARE, FOR THE FIRST QUARTER OF 2025, AND $3.50 MILLION NET EARNINGS, OR $0.36 PER BASIC SHARE, AND $0.34 PER DILUTED SHARE, FOR THE COMPARABLE QUARTER LAST YEAR. FOR THE SIX MONTHS ENDED JUNE 30, 2025, NET EARNINGS WAS $7.47 MILLION, OR $0.64 PER BASIC SHARE, AND $0.61 PER DILUTED SHARE, COMPARED TO NET EARNINGS OF $5.87 MILLION, OR $0.68 PER BASIC SHARE, AND $0.66 PER DILUTED SHARE, FOR THE SIX MONTHS ENDED JUNE 30, 2024. THE INCREASE OF $1.6 MILLION IN EARNINGS FOR THE SIX-MONTH ENDED JUNE 30, 2025, COMPARED TO THE SAME PERIOD IN 2024, WAS PRIMARILY DRIVEN BY A $3.18 MILLION IMPROVEMENT IN NET INTEREST INCOME AND $0.63 MILLION IN NONINTEREST INCOME, PARTIALLY OFFSET BY AN INCREASE IN NONINTEREST EXPENSES AND INCOME TAXES. THE DECLINE IN DILUTED EARNINGS PER SHARE IS THE RESULT OF THE AVERAGE INCREASE IN BOTH COMMON AND PREFERRED SHARES BY 3,351,368 SHARES.

OPTIMUMBANK HOLDINGS, INC. FINANCIAL PERFORMANCE FOR THE SECOND QUARTER OF 2025

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - AUGUST 4, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC), ANNOUNCED TODAY THAT IT WILL RELEASE ITS FINANCIAL RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025, BEFORE THE MARKET OPENS ON THURSDAY, AUGUST 7, 2025. THE COMPANY'S MANAGEMENT TEAM WILL HOST A CONFERENCE CALL AND LIVE WEBCAST THAT MORNING AT 10:00 A.M.

OPTIMUMBANK HOLDINGS, INC., TO ANNOUNCE SECOND QUARTER 2025 RESULTS AND HOST EARNINGS WEBCAST ON AUGUST 7, 2025

A STRATEGIC INITIATIVE TO EMPOWER FAMILIES AND STRENGTHEN COMMUNITIES FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - JUNE 16, 2025) - OPTIMUMBANK (NYSE AMERICAN: OPHC) PROUDLY ANNOUNCES A NEW PARTNERSHIP WITH HABITAT FOR HUMANITY OF BROWARD TO PROVIDE ZERO INTEREST MORTGAGE LOANS TO SIX FAMILIES FACING HOUSING AFFORDABILITY CHALLENGES. THIS COLLABORATION REFLECTS A SHARED COMMITMENT TO EXPANDING ACCESS TO AFFORDABLE HOUSING, PROMOTING FINANCIAL SECURITY, AND STRENGTHENING COMMUNITIES IN BROWARD COUNTY.

OPTIMUM BANK PARTNERS WITH HABITAT FOR HUMANITY OF BROWARD TO PROVIDE ZERO INTEREST MORTGAGE LOANS TO SIX LOCAL FAMILIES

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - MAY 13, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) (THE "COMPANY") IS A ONE-BANK HOLDING COMPANY AND OWNS 100% OF OPTIMUMBANK (THE "BANK"). TODAY THE COMPANY REPORTED ROBUST FINANCIAL PERFORMANCE FOR THE QUARTER ENDED MARCH 31, 2025.

OPTIMUMBANK HOLDINGS, INC. FINANCIAL PERFORMANCE FOR THE FIRST QUARTER OF 2025

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - MAY 2, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) HELD ITS ANNUAL SHAREHOLDER MEETING ON APRIL 29, HIGHLIGHTING THE STRONGEST PERFORMANCE IN THE BANK'S CLOSE TO 25-YEAR HISTORY AND LAYING OUT A STRATEGIC ROADMAP TOWARD SURPASSING $1 BILLION IN ASSETS. CHAIRMAN MOISHE GUBIN, CEO TIM TERRY, AND THE BOARD ADDRESSED SHAREHOLDERS IN A 30-MINUTE VIRTUAL MEETING, DELIVERING RECORD FINANCIAL RESULTS AND FIELDING AUDIENCE QUESTIONS ON GROWTH, TECHNOLOGY, CAPITAL STRATEGY, AND DIGITAL INNOVATION.

OPTIMUMBANK CELEBRATES RECORD YEAR AND BOLD OUTLOOK AT 2025 ANNUAL SHAREHOLDER MEETING

FT. LAUDERDALE, FLORIDA--(NEWSFILE CORP. - APRIL 28, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) ANNOUNCED TODAY THAT IT WILL HOLD ITS ANNUAL SHAREHOLDER MEETING AND INVESTOR DAY TOMORROW, APRIL 29, 2025, AT 10:00 AM ET. THE PUBLIC IS INVITED TO ATTEND VIRTUALLY THROUGH THIS LINK: OPTIMUMBANK SHAREHOLDER MEETING WEBCAST LINK THE BANK WILL SHOWCASE THE MOST SUCCESSFUL YEAR IN ITS HISTORY, INCLUDING A CORE RETURN ON AVERAGE EQUITY (ROAE) EXCEEDING 23% FOR FISCAL YEAR 2024.

OPTIMUMBANK HOLDINGS, INC. REPORTS BEST YEAR IN COMPANY HISTORY; TO PRESENT SHAREHOLDER DECK HIGHLIGHTING 23%+ CORE ROAE AT APRIL 29, 2025 ANNUAL MEETING

OptimumBank Holdings, Inc.

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OptimumBank Holdings, Inc.

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