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OptimumBank Holdings, Inc. operates as the bank holding company for OptimumBank that provides various consumer and commercial banking services to individuals and businesses. It accepts demand interest-bearing and noninterest-bearing, savings, money market, NOW, and time deposit accounts, as well as certificates of deposit; and offers residential and commercial real estate, multi-family real estate, commercial, land and construction, and consumer loans, as well as lending lines for working capital needs. The company also provides debit and ATM cards; investment, cash management, notary, and night depository services; and direct deposits, money orders, cashier's checks, domestic collections, and banking by mail, as well as internet banking services. It operates through two banking offices located in Broward County, Florida. The company was founded in 2000 and is based in Fort Lauderdale, Florida.

OptimumBank Holdings, Inc.

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FORT LAUDERDALE, FL, AUG. 07, 2025 (GLOBE NEWSWIRE) -- OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) (THE COMPANY) IS A ONE-BANK HOLDING COMPANY AND OWNS 100% OF OPTIMUMBANK (THE BANK). THE COMPANY IS PLEASED TO ANNOUNCE NET EARNINGS OF $3.60 MILLION, OR $0.31 PER BASIC SHARE, AND $0.29 PER DILUTED SHARE, FOR THE SECOND QUARTER OF 2025. THIS COMPARES TO NET INCOME OF $3.87 MILLION, OR $0.33 PER BASIC SHARE, AND $0.32 PER DILUTED SHARE, FOR THE FIRST QUARTER OF 2025, AND $3.50 MILLION NET EARNINGS, OR $0.36 PER BASIC SHARE, AND $0.34 PER DILUTED SHARE, FOR THE COMPARABLE QUARTER LAST YEAR. FOR THE SIX MONTHS ENDED JUNE 30, 2025, NET EARNINGS WAS $7.47 MILLION, OR $0.64 PER BASIC SHARE, AND $0.61 PER DILUTED SHARE, COMPARED TO NET EARNINGS OF $5.87 MILLION, OR $0.68 PER BASIC SHARE, AND $0.66 PER DILUTED SHARE, FOR THE SIX MONTHS ENDED JUNE 30, 2024. THE INCREASE OF $1.6 MILLION IN EARNINGS FOR THE SIX-MONTH ENDED JUNE 30, 2025, COMPARED TO THE SAME PERIOD IN 2024, WAS PRIMARILY DRIVEN BY A $3.18 MILLION IMPROVEMENT IN NET INTEREST INCOME AND $0.63 MILLION IN NONINTEREST INCOME, PARTIALLY OFFSET BY AN INCREASE IN NONINTEREST EXPENSES AND INCOME TAXES. THE DECLINE IN DILUTED EARNINGS PER SHARE IS THE RESULT OF THE AVERAGE INCREASE IN BOTH COMMON AND PREFERRED SHARES BY 3,351,368 SHARES.

OPTIMUMBANK HOLDINGS, INC. FINANCIAL PERFORMANCE FOR THE SECOND QUARTER OF 2025

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - AUGUST 4, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC), ANNOUNCED TODAY THAT IT WILL RELEASE ITS FINANCIAL RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025, BEFORE THE MARKET OPENS ON THURSDAY, AUGUST 7, 2025. THE COMPANY'S MANAGEMENT TEAM WILL HOST A CONFERENCE CALL AND LIVE WEBCAST THAT MORNING AT 10:00 A.M.

OPTIMUMBANK HOLDINGS, INC., TO ANNOUNCE SECOND QUARTER 2025 RESULTS AND HOST EARNINGS WEBCAST ON AUGUST 7, 2025

A STRATEGIC INITIATIVE TO EMPOWER FAMILIES AND STRENGTHEN COMMUNITIES FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - JUNE 16, 2025) - OPTIMUMBANK (NYSE AMERICAN: OPHC) PROUDLY ANNOUNCES A NEW PARTNERSHIP WITH HABITAT FOR HUMANITY OF BROWARD TO PROVIDE ZERO INTEREST MORTGAGE LOANS TO SIX FAMILIES FACING HOUSING AFFORDABILITY CHALLENGES. THIS COLLABORATION REFLECTS A SHARED COMMITMENT TO EXPANDING ACCESS TO AFFORDABLE HOUSING, PROMOTING FINANCIAL SECURITY, AND STRENGTHENING COMMUNITIES IN BROWARD COUNTY.

OPTIMUM BANK PARTNERS WITH HABITAT FOR HUMANITY OF BROWARD TO PROVIDE ZERO INTEREST MORTGAGE LOANS TO SIX LOCAL FAMILIES

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - MAY 13, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) (THE "COMPANY") IS A ONE-BANK HOLDING COMPANY AND OWNS 100% OF OPTIMUMBANK (THE "BANK"). TODAY THE COMPANY REPORTED ROBUST FINANCIAL PERFORMANCE FOR THE QUARTER ENDED MARCH 31, 2025.

OPTIMUMBANK HOLDINGS, INC. FINANCIAL PERFORMANCE FOR THE FIRST QUARTER OF 2025

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - MAY 2, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) HELD ITS ANNUAL SHAREHOLDER MEETING ON APRIL 29, HIGHLIGHTING THE STRONGEST PERFORMANCE IN THE BANK'S CLOSE TO 25-YEAR HISTORY AND LAYING OUT A STRATEGIC ROADMAP TOWARD SURPASSING $1 BILLION IN ASSETS. CHAIRMAN MOISHE GUBIN, CEO TIM TERRY, AND THE BOARD ADDRESSED SHAREHOLDERS IN A 30-MINUTE VIRTUAL MEETING, DELIVERING RECORD FINANCIAL RESULTS AND FIELDING AUDIENCE QUESTIONS ON GROWTH, TECHNOLOGY, CAPITAL STRATEGY, AND DIGITAL INNOVATION.

OPTIMUMBANK CELEBRATES RECORD YEAR AND BOLD OUTLOOK AT 2025 ANNUAL SHAREHOLDER MEETING

FT. LAUDERDALE, FLORIDA--(NEWSFILE CORP. - APRIL 28, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) ANNOUNCED TODAY THAT IT WILL HOLD ITS ANNUAL SHAREHOLDER MEETING AND INVESTOR DAY TOMORROW, APRIL 29, 2025, AT 10:00 AM ET. THE PUBLIC IS INVITED TO ATTEND VIRTUALLY THROUGH THIS LINK: OPTIMUMBANK SHAREHOLDER MEETING WEBCAST LINK THE BANK WILL SHOWCASE THE MOST SUCCESSFUL YEAR IN ITS HISTORY, INCLUDING A CORE RETURN ON AVERAGE EQUITY (ROAE) EXCEEDING 23% FOR FISCAL YEAR 2024.

OPTIMUMBANK HOLDINGS, INC. REPORTS BEST YEAR IN COMPANY HISTORY; TO PRESENT SHAREHOLDER DECK HIGHLIGHTING 23%+ CORE ROAE AT APRIL 29, 2025 ANNUAL MEETING

FT. LAUDERDALE, FLORIDA--(NEWSFILE CORP. - MARCH 31, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC), ANNOUNCED TODAY THAT IT WILL HOLD THE ANNUAL SHAREHOLDER MEETING AND INVESTOR DAY, ON TUESDAY, APRIL 29, 2025, AT THE COMPANY'S HEADQUARTERS IN FT. LAUDERDALE, FLORIDA, AS WELL AS VIRTUALLY BY WAY OF THIS WEBCAST LINK, BEGINNING AT 10:00 AM ET.

OPTIMUMBANK HOLDINGS, INC. TO HOLD ANNUAL SHAREHOLDER MEETING AND INVESTOR DAY, ON APRIL 29, 2025

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - FEBRUARY 18, 2025) - OPTIMUMBANK (NYSE AMERICAN: OPHC) PROUDLY ANNOUNCES THAT IT HAS BEEN DESIGNATED AS A PREFERRED LENDER UNDER THE U.S. SMALL BUSINESS ADMINISTRATION (SBA) PREFERRED LENDERS PROGRAM (PLP). THIS PRESTIGIOUS DESIGNATION, THE HIGHEST RECOGNITION AN SBA LENDER CAN RECEIVE, STREAMLINES THE SBA LOAN APPROVAL PROCESS FOR OPTIMUMBANK, ALLOWING THE BANK TO BETTER SERVE SMALL BUSINESSES ACROSS FLORIDA AND BEYOND.

OPTIMUMBANK ACHIEVES SBA PREFERRED LENDER STATUS

FORT LAUDERDALE, FLORIDA--(NEWSFILE CORP. - FEBRUARY 5, 2025) - OPTIMUMBANK HOLDINGS, INC. (NYSE AMERICAN: OPHC) (THE "COMPANY") IS A ONE-BANK HOLDING COMPANY AND OWNS 100% OF OPTIMUMBANK (THE "BANK"). TODAY THE COMPANY REPORTED ROBUST FINANCIAL PERFORMANCE FOR THE YEAR ENDED, DECEMBER 31, 2024.

OPTIMUMBANK HOLDINGS, INC. FINANCIAL PERFORMANCE FOR THE FOURTH QUARTER OF 2024

FORT LAUDERDALE, FL, FEB. 04, 2025 (GLOBE NEWSWIRE) -- BOARD MEMBER MARTIN SCHMIDT HAS INFORMED THE BOARDS OF OPTIMUMBANK (THE BANK), AND OPTIMUMBANK HOLDING, INC. (THE COMPANY), THAT HE WILL RESIGN FROM BOTH BOARDS, EFFECTIVE JANUARY 28, 2025. MR. SCHMIDT WILL REMAIN FULLY SUPPORTIVE OF THE CONTINUED SUCCESS OF THE BANK AND COMPANY.

OptimumBank Holdings, Inc.

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OptimumBank Holdings, Inc.

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