Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.

Oportun Financial Corporation

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

GAAP NET INCOME OF $6.9 MILLION , A $38 MILLION YEAR-OVER-YEAR IMPROVEMENT GAAP EPS OF $0.14 , A $0.92 YEAR-OVER-YEAR IMPROVEMENT ADJUSTED EPS OF $0.31 , UP 288% VERSUS PRIOR-YEAR QUARTER OPERATING EXPENSES DOWN 13% YEAR-OVER-YEAR, DRIVING CONTINUED MARGIN EXPANSION RAISING FULL YEAR 2025 ADJUSTED EPS GUIDANCE BY 8% AT MIDPOINT TO $1.20 TO $1.40  SAN CARLOS, CALIF., AUG. 06, 2025 (GLOBE NEWSWIRE) -- OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) (OPORTUN, OR THE "COMPANY") TODAY REPORTED FINANCIAL RESULTS FOR THE SECOND QUARTER ENDED JUNE 30, 2025.

OPORTUN ACHIEVES THIRD STRAIGHT QUARTER OF GAAP PROFITABILITY AND RAISES FULL-YEAR 2025 OUTLOOK

SAN CARLOS, CALIF., JULY 23, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, WILL RELEASE FINANCIAL RESULTS FOR ITS SECOND QUARTER 2025 ON WEDNESDAY, AUGUST 6, 2025, AFTER MARKET CLOSE.

OPORTUN TO REPORT SECOND QUARTER 2025 FINANCIAL RESULTS ON WEDNESDAY, AUGUST 6, 2025

SAN CARLOS, CALIF., JULY 16, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY ANNOUNCED THAT IT HAS BEEN NAMED TO THE THIRD EDITION OF CNBC'S WORLD'S TOP FINTECH COMPANIES 2025 FOR THE SECOND YEAR IN A ROW. OPORTUN WAS RECOGNIZED FOR ITS INTELLIGENT BORROWING, SAVINGS, AND BUDGETING TOOLS THAT ENABLE ITS MEMBERS TO BUILD A BETTER FINANCIAL FUTURE.

OPORTUN NAMED TO THE CNBC WORLD'S TOP FINTECH COMPANIES 2025 LIST

SAN CARLOS, CALIF., JULY 14, 2025 (GLOBE NEWSWIRE) -- OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) (OPORTUN OR THE COMPANY), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY ANNOUNCED IT HAS ENTERED INTO A MULTI-YEAR COOPERATION AGREEMENT (THE AGREEMENT) WITH FINDELL CAPITAL MANAGEMENT LLC (COLLECTIVELY WITH ITS AFFILIATES, FINDELL) TO END THE CONTESTED DIRECTOR ELECTION.

OPORTUN ENTERS COOPERATION AGREEMENT WITH FINDELL CAPITAL

SAN CARLOS, CALIF., JULY 09, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT) (OPORTUN OR THE COMPANY), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY ISSUED A LETTER TO STOCKHOLDERS AHEAD OF ITS JULY 18 ANNUAL MEETING.

OPORTUN ISSUES LETTER URGING STOCKHOLDERS TO VOTE FOR DIRECTOR NOMINEES RAUL VAZQUEZ AND CARLOS MINETTI

URGES STOCKHOLDERS TO VOTE FOR MR. VAZQUEZ AND CARLOS MINETTI ON THE GREEN PROXY CARD

OPORTUN BOARD OF DIRECTORS REITERATES IMPORTANCE OF CEO RAUL VAZQUEZ'S CONTINUED STEWARDSHIP ON THE BOARD

LEADING INDEPENDENT PROXY ADVISORY FIRM AFFIRMS FINDELL'S CASE FOR CHANGE AT 2025 ANNUAL MEETING, WHILE NOTING THE FIRM'S PRIOR ENGAGEMENT WAS AN INITIAL STEP TOWARD IMPROVING OPORTUN REPORT FROM ISS HIGHLIGHTS YEARS OF POOR CORPORATE GOVERNANCE AND SIGNIFICANT SHARE PRICE UNDERPERFORMANCE LINKED TO MR. VAZQUEZ AND HIS BOARDROOM LOYALISTS REPORT CONCLUDES THE ELECTION OF MR.

FINDELL REPORTS ISS RECOMMENDS OPORTUN STOCKHOLDERS VOTE FOR FINDELL NOMINEE WARREN WILCOX AND WITHHOLD ON LONG-TENURED CEO RAUL VAZQUEZ AT ANNUAL MEETING

REITERATES OPENNESS AND ONGOING EFFORTS TO REACH CONSTRUCTIVE COMPROMISE WITH FINDELL HIGHLIGHTS BOARD ACTIONS TO STREAMLINE AND REBALANCE DIRECTOR SKILLS IN SERVICE OF ALL STOCKHOLDERS SAN CARLOS, CALIF., JULY 01, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT) (OPORTUN OR THE COMPANY), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY ISSUED A STATEMENT IN RESPONSE TO RECENT COMMENTS MADE BY FINDELL CAPITAL MANAGEMENT, LLC (FINDELL): AS DESCRIBED IN DETAIL IN OUR INVESTOR PRESENTATION, OPORTUN HAS SOUGHT A RESOLUTION WITH FINDELL FOR MONTHS.

OPORTUN RESPONDS TO COMMENTS BY FINDELL CAPITAL

NEW YORK , JUNE 30, 2025 /PRNEWSWIRE/ --FINDELL CAPITAL PARTNERS, LP, (TOGETHER WITH ITS AFFILIATES, "FINDELL," "WE" OR "US") ONE OF THE LARGEST STOCKHOLDERS OF OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) ("OPORTUN" OR THE "COMPANY"), TODAY ISSUED THE FOLLOWING STATEMENT: "WE REMAIN COMMITTED TO REACHING A GOOD FAITH SETTLEMENT WITH THE COMPANY IN ORDER TO RESOLVE THIS SITUATION IN A MANNER THAT CAN BENEFIT ALL STOCKHOLDERS. WE FIRMLY BELIEVE THAT COMPROMISE CAN RESULT IN IMPROVED CORPORATE GOVERNANCE AND ENHANCED VALUE CREATION UNDER THE LEADERSHIP OF DIRECTORS THAT POSSESS LENDING EXPERTISE.

FINDELL CAPITAL REITERATES DESIRE FOR COMPROMISE AT OPORTUN FINANCIAL AND ISSUES STATEMENT ON BEHALF OF SCOTT PARKER

HIGHLIGHTS THE SUPPORT OF OPORTUN FOUNDER AND FORMER CEO JAMES GUTIERREZ, WHO WROTE THAT FINDELL HAS "OFFERED A SMART, FOCUSED PLAN TO RESTORE VALUE" OUTLINES HOW THE COMPANY FORCED A COSTLY PROXY CONTEST BY REFUSING TO FILL BOARD LEADERSHIP POSITIONS WITH INDEPENDENT DIRECTORS WHO POSSESS LENDING INDUSTRY EXPERIENCE AND BY OUSTING FORMER ONEMAIN FINANCIAL CFO SCOTT PARKER FROM THE BOARD MAKES CLEAR THAT REMOVING FAILED CEO RAUL VAZQUEZ FROM THE BOARD WOULD STRENGTHEN THE BOARD'S OVERSIGHT OF MANAGEMENT REITERATES THAT OPORTUN SIGNIFICANTLY UNDERPERFORMED PEERS PRIOR TO FINDELL'S INVOLVEMENT  AND THAT FURTHER BOARD REFRESHMENT IS NEEDED TO PREVENT ADDITIONAL VALUE DESTRUCTION NEW YORK , JUNE 23, 2025 /PRNEWSWIRE/ -- FINDELL CAPITAL PARTNERS, LP, (TOGETHER WITH ITS AFFILIATES, "FINDELL," "WE" OR "US") ONE OF THE LARGEST STOCKHOLDERS OF OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) ("OPORTUN" OR THE "COMPANY"), TODAY ISSUED A REBUTTAL PRESENTATION CORRECTING FALSE AND MISLEADING STATEMENTS MADE IN THE COMPANY'S JUNE 18 TH PRESENTATION. EARLIER TODAY, OPORTUN FOUNDER AND FORMER CEO JAMES GUTIERREZ RELEASED AN OPEN LETTER TO STOCKHOLDERS: SEE HERE.

FINDELL CAPITAL ISSUES REBUTTAL PRESENTATION ON OPORTUN FINANCIAL AND NOTES SUPPORT OF OPORTUN FOUNDER AND FORMER CEO JAMES GUTIERREZ

OPORTUN ISSUES LETTER TO STOCKHOLDERS DETAILING CEO RAUL VAZQUEZ'S RECORD OF PROVEN LEADERSHIP

OUTLINES PROACTIVE STEPS TAKEN BY BOARD AND MANAGEMENT TO DRIVE LONG-TERM STOCKHOLDER VALUE URGES STOCKHOLDERS TO VOTE FOR OPORTUN'S TWO NOMINEES  CEO RAUL VAZQUEZ AND CARLOS MINETTI  ON THE GREEN PROXY CARD SAN CARLOS, CALIF., JUNE 18, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY RELEASED AN INVESTOR PRESENTATION IN CONNECTION WITH THE COMPANY'S UPCOMING ANNUAL MEETING OF STOCKHOLDERS, SCHEDULED TO BE HELD ON JULY 18, 2025.

OPORTUN RELEASES INVESTOR PRESENTATION HIGHLIGHTING STRATEGIC PROGRESS

NEW YORK , JUNE 17, 2025 /PRNEWSWIRE/ -- FINDELL CAPITAL PARTNERS, LP, (TOGETHER WITH ITS AFFILIATES, "FINDELL," "WE" OR "US") ONE OF THE LARGEST STOCKHOLDERS OF OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) ("OPORTUN" OR THE "COMPANY"), TODAY ISSUED THE FOLLOWING STATEMENT: "WHILE WE HAVE GONE TO GREAT LENGTHS TO ENGAGE PRIVATELY WITH THE BOARD ON IDEAS FOR CREATING VALUE AND A SETTLEMENT, WE HAVE BEEN MET WITH SUSTAINED RESISTANCE. OPORTUN IS WASTING MILLIONS OF STOCKHOLDER DOLLARS TO FIGHT ONE OF ITS LARGEST OWNERS AND PREVENT ANYONE WITH LENDING EXPERIENCE FROM SERVING IN A BOARD LEADERSHIP POSITION  WHICH IS IRONIC AND CONFUSING BECAUSE OPORTUN IS A LENDING COMPANY.

FINDELL CAPITAL REITERATES COMMITMENT TO REACHING A GOOD FAITH SETTLEMENT AT OPORTUN FINANCIAL

VISIT WWW.OPPORTUNITYATOPORTUN.COM TO DOWNLOAD THE PRESENTATION NEW YORK , JUNE 16, 2025 /PRNEWSWIRE/ -- FINDELL CAPITAL PARTNERS, LP, (TOGETHER WITH ITS AFFILIATES, "FINDELL," "WE" OR "US") ONE OF THE LARGEST STOCKHOLDERS OF OPORTUN FINANCIAL CORPORATION (NASDAQ: OPRT) ("OPORTUN" OR THE "COMPANY"), TODAY RELEASED AN INVESTOR PRESENTATIONHIGHLIGHTING THE URGENT NEED FOR ADDITIONAL INDEPENDENCE AND CONSUMER FINANCE INDUSTRY EXPERTISE IN THE COMPANY'S BOARDROOM. IN THE PRESENTATION, FINDELL OUTLINES WHAT IT SEES AS THE LEGACY BOARD OF DIRECTORS' (THE "BOARD") FAILURE TO EFFECTIVELY OVERSEE MANAGEMENT AND INSTILL ACCOUNTABILITY: CEO RAUL VAZQUEZ TURNED OPORTUN'S SIMPLE LENDING BUSINESS INTO A MONEY-LOSING FINTECH PLATFORM  DESTROYING NEARLY $1.5 BILLION OF STOCKHOLDER CAPITAL IN THE PROCESS  BY EXPLODING ITS COST PER LOAN, MASSIVELY INCREASING ITS NET CHARGE-OFFS AND PURSUING DISASTROUS ACQUISITIONS, INCLUDING THE APPROXIMATELY $211 MM PURCHASE OF HELLO DIGIT, INC. AS A RESULT OF THESE STRATEGIC MISSTEPS, THE COMPANY'S REVENUE AND EARNINGS DETERIORATED, LEADING TO A ROUGHLY 76% COLLAPSE IN THE STOCK PRICE FROM SEPTEMBER 2019 THROUGH MARCH 2023.

FINDELL CAPITAL RELEASES PRESENTATION ON OPORTUN FINANCIAL

HIGHLIGHTS BOARD'S PROACTIVE MEASURES TO INCREASE LONG-TERM STOCKHOLDER VALUE AND RECORD OF EFFECTIVE OVERSIGHT URGES STOCKHOLDERS TO VOTE FOR OPORTUN'S TWO HIGHLY QUALIFIED NOMINEES  CEO RAUL VAZQUEZ AND CARLOS MINETTI  ON THE GREEN PROXY CARD SAN CARLOS, CALIF., JUNE 12, 2025 (GLOBE NEWSWIRE) -- OPORTUN (NASDAQ: OPRT), A MISSION-DRIVEN FINANCIAL SERVICES COMPANY, TODAY ISSUED A LETTER TO STOCKHOLDERS FROM LEAD INDEPENDENT DIRECTOR NEIL WILLIAMS DETAILING THE ACTIONS THAT OPORTUN'S BOARD OF DIRECTORS HAS TAKEN TO DRIVE IMPROVED FINANCIAL PERFORMANCE AND REPOSITION THE COMPANY FOR FUTURE SUCCESS.

Oportun Financial Corporation

OPRT

Price

Financials Overview

Financial Reports

No items found.

Press Releases

Oportun Financial Corporation

OPRT.css-1jgtvd5{-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;width:1em;height:1em;overflow:hidden;display:inline-block;text-align:center;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;font-size:1.5rem;}

Price

Financials Overview

Financial Reports

No items found.

Press Releases

OPRT