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Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

Orrstown Financial Services, Inc.

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Debt

HARRISBURG, PA., JAN. 06, 2026 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL ADVISORS (OFA), A DIVISION OF ORRSTOWN BANK, IS PLEASED TO ANNOUNCE THATMATTHEW ALPERT JOINED THE FIRM AS EXECUTIVE VICE PRESIDENT, CHIEF WEALTH OFFICER, EFFECTIVE JANUARY 5, 2026. IN THIS ROLE, MR. ALPERT WILL LEAD OFA'S WEALTH MANAGEMENT AND TRUST OPERATIONS, DRIVING STRATEGIC GROWTH AND DELIVERING EXCEPTIONAL WEALTH SERVICES TO CLIENTS.

ORRSTOWN FINANCIAL ADVISORS WELCOMES MATTHEW ALPERT AS CHIEF WEALTH OFFICER

NET INCOME OF $21.9 MILLION, OR $1.13 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025 COMPARED TO NET INCOME OF $19.4 MILLION, OR $1.01 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2025; EXCLUDING THE IMPACT OF $1.0 MILLION IN MERGER-RELATED EXPENSES, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE FOR THE SECOND QUARTER OF 2025 WERE $20.2 MILLION(1) AND $1.04(1), RESPECTIVELY; RETURN ON AVERAGE ASSETS WAS 1.60% AND RETURN ON AVERAGE EQUITY WAS 15.72% FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025, COMPARED TO 1.45% AND 14.56% FOR THE RETURN ON AVERAGE ASSETS AND RETURN ON AVERAGE EQUITY, RESPECTIVELY, FOR THE THREE MONTHS ENDED JUNE 30, 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, ADJUSTED RETURN ON AVERAGE ASSETS AND ADJUSTED RETURN ON AVERAGE EQUITY WERE 1.51%(1) AND 15.12%(1), RESPECTIVELY, FOR THE THREE MONTHS ENDED JUNE 30, 2025; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.11% IN THE THIRD QUARTER OF 2025 COMPARED TO 4.07% IN THE SECOND QUARTER OF 2025; THE NET ACCRETION OF PURCHASE ACCOUNTING MARKS POSITIVELY IMPACTED THE MARGIN BY 52 BASIS POINTS IN THE THIRD QUARTER OF 2025 COMPARED TO 50 BASIS POINTS IN THE SECOND QUARTER OF 2025; LOANS INCREASED BY $48.4 MILLION, OR APPROXIMATELY 5% ANNUALIZED, FROM JUNE 30, 2025 TO SEPTEMBER30, 2025; CLASSIFIED LOANS DECREASED BY $1.7 MILLION FROM $65.8 MILLION AT JUNE 30, 2025 TO $64.1 MILLION AT SEPTEMBER30, 2025; SUBORDINATED NOTES OF $32.5 MILLION WERE REDEEMED ON SEPTEMBER 30, 2025; AS A RESULT OF THE REDEMPTION, THE COMPANY AMORTIZED THE REMAINING DEBT ISSUANCE COSTS OF $0.3 MILLION; NONINTEREST INCOME INCREASED BY $0.5 MILLION FROM $12.9 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025 TO $13.4 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025; NONINTEREST EXPENSES DECREASED BY $1.3 MILLION FROM $37.6 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025 TO $36.3 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025; NO MERGER-RELA

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS THIRD QUARTER 2025 RESULTS

HARRISBURG, PA. , OCT. 15, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT THIRD QUARTER 2025 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 21, 2025. MANAGEMENT WILL HOST A CONFERENCE CALL AND WEBCAST TO REVIEW THE COMPANY'S QUARTERLY RESULTS ON WEDNESDAY, OCTOBER 22, 2025, AT 9:00 AM ET.

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OF THIRD QUARTER 2025 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

NET INCOME OF $19.4 MILLION, OR $1.01 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2025 COMPARED TO NET INCOME OF $18.1 MILLION, OR $0.93 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED MARCH 31, 2025; THE SECOND QUARTER OF 2025 INCLUDED $1.0 MILLION IN MERGER-RELATED EXPENSES COMPARED TO $1.6 MILLION IN MERGER-RELATED EXPENSES FOR THE FIRST QUARTER OF 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE WERE $20.2 MILLION(1) AND $1.04(1), RESPECTIVELY, FOR THE SECOND QUARTER OF 2025 COMPARED TO $19.3 MILLION(1) AND $1.00(1), RESPECTIVELY, FOR THE FIRST QUARTER OF 2025; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.07% IN THE SECOND QUARTER OF 2025 COMPARED TO 4.00% IN THE FIRST QUARTER OF 2025; THE NET ACCRETION OF PURCHASE ACCOUNTING MARKS POSITIVELY IMPACTED THE MARGIN BY 50 BASIS POINTS IN THE SECOND QUARTER OF 2025; RETURN ON AVERAGE ASSETS WAS 1.45% AND RETURN ON AVERAGE EQUITY WAS 14.56% FOR THE THREE MONTHS ENDED JUNE 30, 2025, COMPARED TO 1.35% AND 13.98% FOR THE RETURN ON AVERAGE ASSETS AND RETURN ON AVERAGE EQUITY, RESPECTIVELY, FOR THE THREE MONTHS ENDED MARCH 31, 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, ADJUSTED RETURN ON AVERAGE ASSETS WAS 1.51%(1) AND ADJUSTED RETURN ON AVERAGE EQUITY WAS 15.12%(1) FOR THE THREE MONTHS ENDED JUNE 30, 2025 COMPARED TO 1.45%(1) AND 14.97%(1), RESPECTIVELY, FOR THE THREE MONTHS ENDED MARCH 31, 2025; LOANS INCREASED BY $55.4 MILLION, OR 6% ANNUALIZED, FROM MARCH 31, 2025 TO JUNE 30, 2025; CLASSIFIED LOANS DECREASED BY $10.4 MILLION FROM $76.2 MILLION AT MARCH 31, 2025 TO $65.8 MILLION AT JUNE 30, 2025; NONINTEREST INCOME INCREASED BY $1.3 MILLION FROM $11.6 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2025 TO $12.9 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025; NONINTEREST EXPENSE DECREASED BY $0.6 MILLION FROM $38.2 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2025 TO $37.6 MI

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS SECOND QUARTER 2025 RESULTS AND ANNOUNCES DIVIDEND INCREASE

HARRISBURG, PA., JULY 15, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT SECOND QUARTER 2025 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, JULY 22, 2025. MANAGEMENT WILL HOST A CONFERENCE CALL AND WEBCAST TO REVIEW THE COMPANY'S QUARTERLY RESULTS ON WEDNESDAY, JULY 23, 2025, AT 9:00 AM ET. THE CONFERENCE CALL AND WEBCAST DETAILS ARE BELOW:

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OFSECOND QUARTER 2025 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

HARRISBURG, PA., JUNE 23, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF) (THE COMPANY) TODAY ANNOUNCED THAT THE BOARD OF DIRECTORS HAS AUTHORIZED THE COMPANY TO REPURCHASE UP TO 500,000 SHARES OF ITS COMMON STOCK, REPRESENTING APPROXIMATELY 2.5% PERCENT OF THE COMPANY'S OUTSTANDING COMMON STOCK.

ORRSTOWN FINANCIAL SERVICES, INC. APPROVES STOCK REPURCHASE PROGRAM

HARRISBURG, PA., JUNE 05, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN BANK, A WHOLLY OWNED SUBSIDIARY OF ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), IS PLEASED TO ANNOUNCE THE PROMOTION OF ZACHARY KHURI TO CHIEF REVENUE OFFICER AND JOSHUA HOCKER TO MARKET PRESIDENT FOR THE CENTRAL PENNSYLVANIA REGION, EFFECTIVE IMMEDIATELY.

ORRSTOWN BANK PROMOTES ZACHARY KHURI TO CHIEF REVENUE OFFICER AND JOSHUA HOCKER TO MARKET PRESIDENT FOR THE CENTRAL PENNSYLVANIA REGION

NET INCOME OF $18.1 MILLION, OR $0.93 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED MARCH 31, 2025 COMPARED TO NET INCOME OF $13.7 MILLION, OR $0.71 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED DECEMBER 31, 2024; THE FIRST QUARTER OF 2025 INCLUDED $1.6 MILLION IN EXPENSES RELATED TO THE MERGER COMPARED TO $3.9 MILLION IN EXPENSES RELATED TO THE MERGER AND $0.5 MILLION FOR A LEGAL SETTLEMENT FOR THE FOURTH QUARTER OF 2024; EXCLUDING THE IMPACT OF THE NON-RECURRING CHARGES REFERENCED ABOVE, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE WERE $19.3 MILLION(1) AND $1.00(1), RESPECTIVELY, FOR THE FIRST QUARTER OF 2025 COMPARED TO $16.7 MILLION(1) AND $0.87(1), RESPECTIVELY, FOR THE FOURTH QUARTER OF 2024; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.00% IN THE FIRST QUARTER OF 2025 COMPARED TO 4.05% IN THE FOURTH QUARTER OF 2024; THE NET ACCRETION IMPACT OF PURCHASE ACCOUNTING MARKS WAS $6.9 MILLION OF NET INTEREST INCOME, WHICH REPRESENTS 51 BASIS POINTS OF NET INTEREST MARGIN FOR THE FIRST QUARTER OF 2025 COMPARED TO $7.2 MILLION OF NET INTEREST INCOME, WHICH REPRESENTS 52 BASIS POINTS OF NET INTEREST MARGIN FOR THE FOURTH QUARTER OF 2024; RETURN ON AVERAGE ASSETS WAS 1.35% AND RETURN ON AVERAGE EQUITY WAS 13.98% FOR THE THREE MONTHS ENDED MARCH 31, 2025, COMPARED TO 1.00% AND 10.54% FOR THE RETURN ON AVERAGE ASSETS AND RETURN ON AVERAGE EQUITY, RESPECTIVELY, FOR THE THREE MONTHS ENDED DECEMBER 31, 2024; EXCLUDING THE IMPACT OF NON-RECURRING CHARGES REFERENCED ABOVE, NET OF TAXES, ADJUSTED RETURN ON AVERAGE ASSETS WAS 1.45%(1) AND ADJUSTED RETURN ON AVERAGE EQUITY WAS 14.97%(1) FOR THE THREE MONTHS ENDED MARCH 31, 2025 COMPARED TO 1.22% AND 12.86%, RESPECTIVELY, FOR THE THREE MONTHS ENDED DECEMBER 31, 2024; COMMERCIAL LOANS DECLINED BY $49.7 MILLION, OR 2%, FROM DECEMBER 31, 2024 TO MARCH 31, 2025 DUE PRIMARILY TO STRATEGIC ACTIONS TO REDUCE RISK IN THE PORTFOLIO IN AN UNCERTAIN ECONOMIC ENVIRONMENT, INCLUDING REDUCING COMMERCIAL REAL ESTATE ("CRE") 

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS FIRST QUARTER 2025 RESULTS

HARRISBURG, PA., APRIL 17, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT FIRST QUARTER 2025 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, APRIL 22, 2025 AND THAT MANAGEMENT WILL HOST A CONFERENCE CALL AND WEBCAST TO REVIEW THE COMPANY'S QUARTERLY RESULTS ON WEDNESDAY, APRIL 23, 2025 AT 9:00 AM ET. THE CONFERENCE CALL AND WEBCAST DETAILS ARE BELOW:

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OF FIRST QUARTER 2025 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

HARRISBURG, PA., FEB. 13, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF) (THE COMPANY) TODAY ANNOUNCED THAT ADAM L. METZ HAS BEEN PROMOTED TO SENIOR EXECUTIVE VICE PRESIDENT AND CHIEF OPERATING OFFICER OF THE COMPANY AND ITS SUBSIDIARY BANK, ORRSTOWN BANK (THE "BANK"), EFFECTIVE IMMEDIATELY, WITH THE INTENT FOR HIM TO SUCCEED THOMAS R. QUINN, JR. AS PRESIDENT AND CHIEF EXECUTIVE OFFICER OF THE COMPANY AND THE BANK UPON MR. QUINN'S RETIREMENT ON MAY 25, 2026.

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES PROMOTION OF ADAM METZ TO SENIOR EXECUTIVE VICE PRESIDENT AND CHIEF OPERATING OFFICER

HARRISBURG, PA., FEB. 03, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF) (THE COMPANY) TODAY ANNOUNCED THAT BARBARA E. BROBST HAS BEEN APPOINTED TO AN OPEN POSITION ON THE BOARDS OF DIRECTORS OF THE COMPANY AND ITS PRINCIPAL SUBSIDIARY, ORRSTOWN BANK, EFFECTIVE FEBRUARY 1, 2025.

Orrstown Financial Services, Inc.

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