Revenue

EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Orrstown Financial Services, Inc. operates as the holding company for Orrstown Bank that provides commercial banking and trust services in the United States. The company accepts various deposits, including checking, savings, time, demand, and money market deposits. It also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans comprising home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, the company provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as provides other fiduciary services under the Orrstown Financial Advisors name; and offers retail brokerage services through a third-party broker/dealer arrangement. Further, it offers investment advisory, insurance, and brokerage services. The company operates through offices in Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York counties, Pennsylvania; and Anne Arundel, Baltimore, Howard, and Washington counties, Maryland, as well as Baltimore City, Maryland. Orrstown Financial Services, Inc. was founded in 1919 and is based in Shippensburg, Pennsylvania.

Orrstown Financial Services, Inc.

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

Analysis of Return on Equity, showing how effectively the company uses equity to generate profits

Examination of debt levels using Debt/Assets and Debt/EBITDA to ensure manageable leverage

Debt

HARRISBURG, PA., JULY 21, 2026 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (THE "COMPANY") (NASDAQ: ORRF), THE PARENT COMPANY OF ORRSTOWN BANK (THE BANK), ANNOUNCED EARNINGS FOR THE PERIODS ENDED JUNE 30, 2026. NET INCOME TOTALED $21.2 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2026, COMPARED TO NET INCOME OF $21.8 MILLION AND $19.4 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2026 AND JUNE 30, 2025, RESPECTIVELY. DILUTED EARNINGS PER SHARE WAS $1.09 FOR THE THREE MONTHS ENDED JUNE 30, 2026, COMPARED TO $1.12 AND $1.01 FOR THE THREE MONTHS ENDED MARCH 31, 2026 AND JUNE 30, 2025, RESPECTIVELY. FOR THE SECOND QUARTER OF 2025, EXCLUDING THE IMPACT FROM MERGER-RELATED EXPENSES, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE WERE $20.2 MILLION(1) AND $1.04(1), RESPECTIVELY.

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS SECOND QUARTER 2026 RESULTS

HARRISBURG, PA., JULY 09, 2026 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT SECOND QUARTER 2026 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, JULY 21, 2026.

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OF SECOND QUARTER 2026 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

HARRISBURG, PA., JUNE 02, 2026 (GLOBE NEWSWIRE) -- ORRSTOWN BANK (THE BANK), A WHOLLY OWNED SUBSIDIARY OF ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF) (THE COMPANY), TODAY ANNOUNCED THAT ADAM L.

ADAM L. METZ NAMED PRESIDENT AND CHIEF EXECUTIVE OFFICER AT ORRSTOWN BANK

NET INCOME OF $21.5 MILLION, OR $1.11 PER DILUTED EARNINGS PER SHARE, FOR THE THREE MONTHS ENDED DECEMBER 31, 2025 COMPARED TO NET INCOME OF $21.9 MILLION, OR $1.13 PER DILUTED EARNINGS PER SHARE, FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2025; NET INCOME OF $80.9 MILLION AND DILUTED EARNINGS PER SHARE OF $4.18 FOR THE YEAR ENDED DECEMBER31, 2025 COMPARED TO NET INCOME OF $22.1 MILLION AND DILUTED EARNINGS PER SHARE OF $1.48 FOR THE YEAR ENDED DECEMBER 31, 2024; ADJUSTED NET INCOME AND DILUTED EARNINGS PER SHARE TOTALED $82.9 MILLION(1) AND $4.28(1), RESPECTIVELY, FOR THE YEAR ENDED DECEMBER31, 2025 COMPARED TO $56.1 MILLION(1) AND $3.76(1), RESPECTIVELY, FOR THE YEAR ENDED DECEMBER 31, 2024 (EXCLUDING CERTAIN PREVIOUSLY DISCLOSED NON-RECURRING EXPENSES FOR BOTH PERIODS); RETURN ON AVERAGE ASSETS WAS 1.55% AND RETURN ON AVERAGE EQUITY WAS 14.73% FOR THE THREE MONTHS ENDED DECEMBER31, 2025, COMPARED TO 1.60% AND 15.72%, RESPECTIVELY, FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2025; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.00% IN THE FOURTH QUARTER OF 2025 COMPARED TO 4.11% IN THE THIRD QUARTER OF 2025; THE NET ACCRETION IMPACT OF PURCHASE ACCOUNTING MARKS WAS 46 BASIS POINTS IN THE FOURTH QUARTER OF 2025 COMPARED TO 52 BASIS POINTS IN THE THIRD QUARTER OF 2025; TOTAL LOANS INCREASED BY $41.0 MILLION, OR APPROXIMATELY 4% ANNUALIZED, FROM SEPTEMBER 30, 2025 TO DECEMBER31, 2025; CLASSIFIED LOANS DECREASED BY $5.7 MILLION FROM $64.1 MILLION AT SEPTEMBER 30, 2025 TO $58.4 MILLION AT DECEMBER31, 2025; NONINTEREST INCOME INCREASED BY $1.0 MILLION FROM $13.4 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2025 TO $14.4 MILLION FOR THE THREE MONTHS ENDED DECEMBER31, 2025; INCREASE DRIVEN BY WEALTH MANAGEMENT AND SWAP FEE GROWTH; NONINTEREST EXPENSES INCREASED BY $1.1 MILLION FROM $36.3 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER 30, 2025 TO $37.4 MILLION FOR THE THREE MONTHS ENDED DECEMBER31, 2025 DUE PRIMARILY TO INCREASED HEALTH CARE AND PROFESSIONAL SERVICE COS

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS FOURTH QUARTER 2025 RESULTS AND ANNOUNCES DIVIDEND INCREASE

HARRISBURG, PA., JAN. 06, 2026 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL ADVISORS (OFA), A DIVISION OF ORRSTOWN BANK, IS PLEASED TO ANNOUNCE THATMATTHEW ALPERT JOINED THE FIRM AS EXECUTIVE VICE PRESIDENT, CHIEF WEALTH OFFICER, EFFECTIVE JANUARY 5, 2026. IN THIS ROLE, MR. ALPERT WILL LEAD OFA'S WEALTH MANAGEMENT AND TRUST OPERATIONS, DRIVING STRATEGIC GROWTH AND DELIVERING EXCEPTIONAL WEALTH SERVICES TO CLIENTS.

ORRSTOWN FINANCIAL ADVISORS WELCOMES MATTHEW ALPERT AS CHIEF WEALTH OFFICER

NET INCOME OF $21.9 MILLION, OR $1.13 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025 COMPARED TO NET INCOME OF $19.4 MILLION, OR $1.01 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2025; EXCLUDING THE IMPACT OF $1.0 MILLION IN MERGER-RELATED EXPENSES, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE FOR THE SECOND QUARTER OF 2025 WERE $20.2 MILLION(1) AND $1.04(1), RESPECTIVELY; RETURN ON AVERAGE ASSETS WAS 1.60% AND RETURN ON AVERAGE EQUITY WAS 15.72% FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025, COMPARED TO 1.45% AND 14.56% FOR THE RETURN ON AVERAGE ASSETS AND RETURN ON AVERAGE EQUITY, RESPECTIVELY, FOR THE THREE MONTHS ENDED JUNE 30, 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, ADJUSTED RETURN ON AVERAGE ASSETS AND ADJUSTED RETURN ON AVERAGE EQUITY WERE 1.51%(1) AND 15.12%(1), RESPECTIVELY, FOR THE THREE MONTHS ENDED JUNE 30, 2025; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.11% IN THE THIRD QUARTER OF 2025 COMPARED TO 4.07% IN THE SECOND QUARTER OF 2025; THE NET ACCRETION OF PURCHASE ACCOUNTING MARKS POSITIVELY IMPACTED THE MARGIN BY 52 BASIS POINTS IN THE THIRD QUARTER OF 2025 COMPARED TO 50 BASIS POINTS IN THE SECOND QUARTER OF 2025; LOANS INCREASED BY $48.4 MILLION, OR APPROXIMATELY 5% ANNUALIZED, FROM JUNE 30, 2025 TO SEPTEMBER30, 2025; CLASSIFIED LOANS DECREASED BY $1.7 MILLION FROM $65.8 MILLION AT JUNE 30, 2025 TO $64.1 MILLION AT SEPTEMBER30, 2025; SUBORDINATED NOTES OF $32.5 MILLION WERE REDEEMED ON SEPTEMBER 30, 2025; AS A RESULT OF THE REDEMPTION, THE COMPANY AMORTIZED THE REMAINING DEBT ISSUANCE COSTS OF $0.3 MILLION; NONINTEREST INCOME INCREASED BY $0.5 MILLION FROM $12.9 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025 TO $13.4 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025; NONINTEREST EXPENSES DECREASED BY $1.3 MILLION FROM $37.6 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025 TO $36.3 MILLION FOR THE THREE MONTHS ENDED SEPTEMBER30, 2025; NO MERGER-RELA

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS THIRD QUARTER 2025 RESULTS

HARRISBURG, PA. , OCT. 15, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT THIRD QUARTER 2025 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, OCTOBER 21, 2025. MANAGEMENT WILL HOST A CONFERENCE CALL AND WEBCAST TO REVIEW THE COMPANY'S QUARTERLY RESULTS ON WEDNESDAY, OCTOBER 22, 2025, AT 9:00 AM ET.

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OF THIRD QUARTER 2025 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

NET INCOME OF $19.4 MILLION, OR $1.01 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED JUNE 30, 2025 COMPARED TO NET INCOME OF $18.1 MILLION, OR $0.93 PER DILUTED SHARE, FOR THE THREE MONTHS ENDED MARCH 31, 2025; THE SECOND QUARTER OF 2025 INCLUDED $1.0 MILLION IN MERGER-RELATED EXPENSES COMPARED TO $1.6 MILLION IN MERGER-RELATED EXPENSES FOR THE FIRST QUARTER OF 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, NET INCOME AND DILUTED EARNINGS PER SHARE WERE $20.2 MILLION(1) AND $1.04(1), RESPECTIVELY, FOR THE SECOND QUARTER OF 2025 COMPARED TO $19.3 MILLION(1) AND $1.00(1), RESPECTIVELY, FOR THE FIRST QUARTER OF 2025; NET INTEREST MARGIN, ON A TAX EQUIVALENT BASIS, WAS 4.07% IN THE SECOND QUARTER OF 2025 COMPARED TO 4.00% IN THE FIRST QUARTER OF 2025; THE NET ACCRETION OF PURCHASE ACCOUNTING MARKS POSITIVELY IMPACTED THE MARGIN BY 50 BASIS POINTS IN THE SECOND QUARTER OF 2025; RETURN ON AVERAGE ASSETS WAS 1.45% AND RETURN ON AVERAGE EQUITY WAS 14.56% FOR THE THREE MONTHS ENDED JUNE 30, 2025, COMPARED TO 1.35% AND 13.98% FOR THE RETURN ON AVERAGE ASSETS AND RETURN ON AVERAGE EQUITY, RESPECTIVELY, FOR THE THREE MONTHS ENDED MARCH 31, 2025; EXCLUDING THE IMPACT OF THE MERGER-RELATED EXPENSES REFERENCED ABOVE, NET OF TAXES, ADJUSTED RETURN ON AVERAGE ASSETS WAS 1.51%(1) AND ADJUSTED RETURN ON AVERAGE EQUITY WAS 15.12%(1) FOR THE THREE MONTHS ENDED JUNE 30, 2025 COMPARED TO 1.45%(1) AND 14.97%(1), RESPECTIVELY, FOR THE THREE MONTHS ENDED MARCH 31, 2025; LOANS INCREASED BY $55.4 MILLION, OR 6% ANNUALIZED, FROM MARCH 31, 2025 TO JUNE 30, 2025; CLASSIFIED LOANS DECREASED BY $10.4 MILLION FROM $76.2 MILLION AT MARCH 31, 2025 TO $65.8 MILLION AT JUNE 30, 2025; NONINTEREST INCOME INCREASED BY $1.3 MILLION FROM $11.6 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2025 TO $12.9 MILLION FOR THE THREE MONTHS ENDED JUNE 30, 2025; NONINTEREST EXPENSE DECREASED BY $0.6 MILLION FROM $38.2 MILLION FOR THE THREE MONTHS ENDED MARCH 31, 2025 TO $37.6 MI

ORRSTOWN FINANCIAL SERVICES, INC. REPORTS SECOND QUARTER 2025 RESULTS AND ANNOUNCES DIVIDEND INCREASE

HARRISBURG, PA., JULY 15, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF), THE HOLDING COMPANY OF ORRSTOWN BANK, ANNOUNCED TODAY THAT IT WILL REPORT SECOND QUARTER 2025 EARNINGS AT THE CLOSE OF BUSINESS ON TUESDAY, JULY 22, 2025. MANAGEMENT WILL HOST A CONFERENCE CALL AND WEBCAST TO REVIEW THE COMPANY'S QUARTERLY RESULTS ON WEDNESDAY, JULY 23, 2025, AT 9:00 AM ET. THE CONFERENCE CALL AND WEBCAST DETAILS ARE BELOW:

ORRSTOWN FINANCIAL SERVICES, INC. ANNOUNCES DATE OFSECOND QUARTER 2025 EARNINGS RELEASE, CONFERENCE CALL AND WEBCAST

HARRISBURG, PA., JUNE 23, 2025 (GLOBE NEWSWIRE) -- ORRSTOWN FINANCIAL SERVICES, INC. (NASDAQ: ORRF) (THE COMPANY) TODAY ANNOUNCED THAT THE BOARD OF DIRECTORS HAS AUTHORIZED THE COMPANY TO REPURCHASE UP TO 500,000 SHARES OF ITS COMMON STOCK, REPRESENTING APPROXIMATELY 2.5% PERCENT OF THE COMPANY'S OUTSTANDING COMMON STOCK.

Orrstown Financial Services, Inc.

ORRF

Price

Financial Reports

No items found.

Press Releases

Orrstown Financial Services, Inc.

ORRF.css-1jgtvd5{-webkit-user-select:none;-moz-user-select:none;-ms-user-select:none;user-select:none;width:1em;height:1em;overflow:hidden;display:inline-block;text-align:center;-webkit-flex-shrink:0;-ms-flex-negative:0;flex-shrink:0;font-size:1.5rem;}

Price

Financial Reports

No items found.

Press Releases

ORRF