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Upstart Holdings, Inc.

UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.ā€ā€ā€Ž ā€Ž

Financial Services

Credit Services

4 years

USD

Exclusive to Premium users

Price

per share adjusted in USD

$44.26

Price

-1.56%

-$0.70

Market Cap

$4.306b

Mid

Price/Earnings

170.2x

Premium

3y Avg

Premium

5y Avg

Financials Overview

Key metrics over the past few years

+13.5%

EBITDA Margin

+11.1%

Net Profit Margin

-42.9%

Free Cash Flow Margin
Revenue

$989.976m

+46.2%

1y CAGR

+11.3%

3y CAGR

+8.6%

5y CAGR
Earnings

$32.210m

+125.1%

1y CAGR

+16.8%

3y CAGR

-32.4%

5y CAGR
EPS

$0.23

+116.0%

1y CAGR

+15.6%

3y CAGR

-36.2%

5y CAGR
Book Value

$743.718m

$2.905b

Assets

$2.161b

Liabilities

$1.951b

Debt
Debt to Assets

67.2%

34.8x

Debt to EBITDA
Free Cash Flow

-$373.552m

-301.4%

1y CAGR

-3.4%

3y CAGR

-141.3%

5y CAGR

Financial Reports

Earnings and other important metrics. Amounts in USD.
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Press Releases
Statements and updates from the company
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