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EBITDA

Earnings

Price per share at the end of the period divided by the last reported earnings

Free Cash Flow

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.

Upstart Holdings, Inc.

The significance of a company's longevity in the market

Years since IPO

Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

Assessment of recent increases in earnings per share, indicating profitability

EPS Growth

Review of the company's ability to generate free cash flow over recent periods

FCF Growth

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Debt

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART PUBLISHES AUGUST 2026 ORIGINATIONS AND LATEST UMI.

UPSTART PUBLISHES AUGUST 2026 ORIGINATIONS AND LATEST UMI

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART CO-FOUNDER AND CEO TO PARTICIPATE IN FIRESIDE CHAT AT THE GOLDMAN SACHS COMMUNACOPIA AND TECHNOLOGY CONFERENCE 2026.

UPSTART CO-FOUNDER AND CEO TO PARTICIPATE IN FIRESIDE CHAT AT THE GOLDMAN SACHS COMMUNACOPIA AND TECHNOLOGY CONFERENCE 2026

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART ANNOUNCES SECOND QUARTER 2026 RESULTS.

UPSTART ANNOUNCES SECOND QUARTER 2026 RESULTS

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART PUBLISHES JULY 2026 ORIGINATIONS AND LATEST UMI.

UPSTART PUBLISHES JULY 2026 ORIGINATIONS AND LATEST UMI

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART HOLDINGS, INC. (NASDAQ: UPST), THE LEADING ARTIFICIAL INTELLIGENCE (AI) LENDING MARKETPLACE, TODAY ANNOUNCED A NEW MULTI-YEAR FORWARD-FLOW AGREEMENT WITH CASTLELAKE, L.P. (CASTLELAKE), A GLOBAL ALTERNATIVE INVESTMENT FIRM SPECIALIZING IN ASSET-BASED PRIVATE CREDIT. UNDER THE AGREEMENT, CASTLELAKE-MANAGED FUNDS HAVE AGREED TO PURCHASE UP TO $4 BILLION OF CONSUMER LOANS ORIGINATED ON THE UPSTART PLATFORM OVER UP TO 24 MONTHS THROUGH A NEW FORWARD-FLO.

UPSTART ANNOUNCES MULTI-YEAR $4 BILLION FORWARD FLOW AGREEMENT WITH CASTLELAKE

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART CO-FOUNDER AND CEO TO PARTICIPATE IN FIRESIDE CHAT AT THE BANK OF AMERICA 2026 SMID CAP CONFERENCE.

UPSTART CO-FOUNDER AND CEO TO PARTICIPATE IN FIRESIDE CHAT AT THE BANK OF AMERICA 2026 SMID CAP CONFERENCE

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART HOLDINGS, INC. (NASDAQ: UPST), THE LEADING ARTIFICIAL INTELLIGENCE (AI) LENDING MARKETPLACE, TODAY ANNOUNCED THAT THE OFFICE OF THE COMPTROLLER OF THE CURRENCY (OCC) HAS GRANTED CONDITIONAL APPROVAL FOR THE COMPANY TO ESTABLISH UPSTART BANK, N.A. THE CHARTER WOULD ALLOW UPSTART TO REDUCE OPERATIONAL, REGULATORY, AND FINANCIAL COMPLEXITY FOR ITSELF AS WELL AS FOR ITS THIRD-PARTY CAPITAL PARTNERS. THE CONDITIONAL APPROVAL FOLLOWS UPSTART'S APPLICATION,.

UPSTART RECEIVES CONDITIONAL APPROVAL FROM THE OCC TO ESTABLISH UPSTART BANK

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART TO ANNOUNCE SECOND QUARTER 2026 RESULTS ON AUGUST 4, 2026.

UPSTART TO ANNOUNCE SECOND QUARTER 2026 RESULTS ON AUGUST 4, 2026

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART HOLDINGS, INC. (NASDAQ: UPST), THE LEADING ARTIFICIAL INTELLIGENCE (AI) LENDING MARKETPLACE, TODAY PUBLISHED ITS MONTHLY ORIGINATION VOLUME FOR JUNE 2026. FOR HISTORICAL DATA SEE UPSTART.COM/VOLUME.

UPSTART PUBLISHES JUNE 2026 ORIGINATION VOLUME

BURLINGAME, CALIF.--(BUSINESS WIRE)--UPSTART HOLDINGS, INC. (NASDAQ: UPST), THE LEADING ARTIFICIAL INTELLIGENCE (AI) LENDING MARKETPLACE, TODAY UPDATED THE UPSTART MACRO INDEX (UMI) TO INCLUDE MAY 2026 DATA. FOR HISTORICAL DATA AND INFORMATION ABOUT HOW THE INDEX IS CALCULATED, SEE UPSTART.COM/UMI.UMI ROSE TO 1.49 IN MAY FROM 1.43 IN APRIL AND REMAINS BELOW THE ELEVATED LEVELS OBSERVED IN EARLY 2024.WHILE UMI IS DERIVED FROM UPSTART-POWERED UNSECURED PERSONAL LOANS, BROADER MACROECONOMIC TRENDS.

Upstart Holdings, Inc.

UPST

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Upstart Holdings, Inc.

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UPST