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Upstart Holdings, Inc.

UPST

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform aggregates consumer demand for loans and connects it to its network of the company's AI-enabled bank partners. The company was founded in 2012 and is headquartered in San Mateo, California.ā€ā€ā€Ž ā€Ž

Financial Services

Credit Services

4 years

USD

Exclusive to Premium users

Price

per share adjusted in USD

$38.60

Price

+2.32%

$0.87

Market Cap

$3.755b

Mid

Price/Earnings

143x

Premium

3y Avg

Premium

5y Avg

Financials Overview

Key metrics over the past few years

+4.5%

EBITDA Margin

+2.2%

Net Profit Margin

-44.3%

Free Cash Flow Margin
Revenue

$851.092m

+35.3%

1y CAGR

+6.6%

3y CAGR

+4.7%

5y CAGR
Earnings

-$6.353m

+95.1%

1y CAGR

+6.8%

3y CAGR

-39.9%

5y CAGR
EPS

-$0.08

+94.4%

1y CAGR

+8.4%

3y CAGR

-41.6%

5y CAGR
Book Value

$722.010m

$2.478b

Assets

$1.756b

Liabilities

$1.472b

Debt
Debt to Assets

59.4%

-242x

Debt to EBITDA
Free Cash Flow

-$71.262m

-138.4%

1y CAGR

+48.1%

3y CAGR

-102.7%

5y CAGR

Financial Reports

Earnings and other important metrics. Amounts in USD.
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Press Releases
Statements and updates from the company
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