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VersaBank, a schedule I chartered bank, provides various banking products and services in Canada. The company offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, daily interest savings accounts, and tax-free savings accounts, as well as deposit insurance products. It also provides lending services, including point of sale financing that involves purchasing loan and lease receivables from finance companies operating in various industries; and commercial banking services comprising commercial real estate, public sector/infrastructure financing, condominium financing, and residential mortgages. The company was formerly known as Pacific & Western Bank of Canada and changed its name to VersaBank in May 2016. VersaBank was incorporated in 1979 and is headquartered in London, Canada.

VersaBank

The significance of a company's longevity in the market

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Evaluation of recent trends and improvements in the company's revenue

Revenue Growth

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- COMPLEMENTARY SOLUTION TO CORERPP OFFERING SIGNIFICANTLY EXPANDS ADDRESSABLE MARKET IN BOTH US AND CANADA TO GENERATE ADDITIONAL ASSET AND EARNINGS GROWTH  LONDON,ON, AUG. 14, 2025 /PRNEWSWIRE/ - VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK) (NASDAQ: VBNK), A NORTH AMERICAN LEADER IN BUSINESS-TO-BUSINESS DIGITAL BANKING, AS WELL AS TECHNOLOGY SOLUTIONS FOR CYBERSECURITY, TODAY ANNOUNCED IT HAS EXPANDED ITS RECEIVABLE PURCHASE PROGRAM (RPP) IN BOTH THE UNITED STATES AND CANADA THROUGH THE LAUNCH OF A SECURITIZED FINANCING SOLUTION FOR POINT-OF-SALE AND OTHER FINANCING COMPANIES ("RPP SECURITIZED FINANCING"). VERSABANK'S RPP SECURITIZED FINANCING STRATEGY WILL INCLUDE INVESTMENT IN THE SENIOR-LEVEL TRANCHES (TYPICALLY AAA-RATED LEVEL AND SUBJECT TO THE BANK'S NORMAL CREDIT APPROVAL PROCESS) OF TARGET SECURITIZED CREDIT ASSETS, AS WELL AS ESTABLISH ITS OWN PLATFORM OFFERING SECURITIZATION OF ASSETS ORIGINATED AND OWNED BY ITS FINANCING PARTNERS.

VERSABANK EXPANDS RECEIVABLE PURCHASE PROGRAM WITH LAUNCH OF SECURITIZED FINANCING SOLUTION AND APPOINTS VETERAN US EXECUTIVE TIMOTHY COMISKEY TO LEAD INITIATIVE

LONDON,ON, JUNE 11, 2025 /PRNEWSWIRE/ - VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK) (NASDAQ: VBNK), A NORTH AMERICAN LEADER IN BUSINESS-TO-BUSINESS DIGITAL BANKING, AS WELL AS TECHNOLOGY SOLUTIONS FOR CYBERSECURITY, TODAY ANNOUNCED MANAGEMENT WILL PARTICIPATE IN THE SIDOTI VIRTUAL INVESTOR CONFERENCE TO BE HELD ON JUNE 11-12, 2025. DAVID TAYLOR, PRESIDENT OF VERSABANK, WILL PRESENT ON JUNE 12, 2025, AT 2:30 P.M.

VERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET

LONDON,ON, JUNE 9, 2025 /PRNEWSWIRE/ -VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK) (NASDAQ: VBNK), A NORTH AMERICAN LEADER IN BUSINESS-TO-BUSINESS DIGITAL BANKING, AS WELL AS TECHNOLOGY SOLUTIONS FOR CYBERSECURITY, TODAY ANNOUNCED DAVID TAYLOR, PRESIDENT OF VERSABANK, WILL PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS (DDRS) AT THE FLORIDA BANKERS ASSOCIATION'S ANNUAL MEETING ON WEDNESDAY, JUNE 11, 2025 AT 11:00 A.M. IN A SESSION TITLEDINTRODUCING THE ULTIMATE STABLECOIN  THE ONLY USD DIGITAL DEPOSIT RECEIPT.

VERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING

LONDON, ON , JUNE 4, 2025 /PRNEWSWIRE/ - VERSABANK (THE "BANK") (TSX: VBNK) (NASDAQ: VBNK) TODAY ANNOUNCED THAT CASH DIVIDENDS IN THE AMOUNT OF CAD $0.025 PER COMMON SHARE OF THE BANK HAVE BEEN DECLARED FOR THE QUARTER ENDING JULY 31, 2025, PAYABLE AS OF JULY 31, 2025, TO SHAREHOLDERS OF RECORD AT THE CLOSE OF BUSINESS ON JULY 4, 2025. THE DIVIDENDS TO WHICH THIS NOTICE RELATES ARE ELIGIBLE DIVIDENDS FOR TAX PURPOSES.

VERSABANK DECLARES DIVIDENDS

ALL AMOUNTS ARE UNAUDITED AND IN CANADIAN DOLLARS AND ARE BASED ON FINANCIAL STATEMENTS PREPARED IN COMPLIANCE WITH INTERNATIONAL ACCOUNTING STANDARD 34 INTERIM FINANCIAL REPORTING, UNLESS OTHERWISE NOTED. OUR SECOND QUARTER 2025 ("Q2 2025") UNAUDITED INTERIM CONSOLIDATED FINANCIAL STATEMENTS FOR THE PERIOD ENDED APRIL 30, 2025 AND MANAGEMENT'S DISCUSSION AND ANALYSIS ("MD&A"), ARE AVAILABLE ONLINE AT WWW.VERSABANK.COM/INVESTOR-RELATIONS, SEDAR AT WWW.SEDARPLUS.CA AND EDGAR AT WWW.SEC.GOV/EDGAR.

VERSABANK SECOND QUARTER RESULTS CONTINUE TO DEMONSTRATE STRENGTH OF BUSINESS MODEL AS US RPP PORTFOLIO EXPERIENCES STRONG GROWTH

- PROPOSED STRUCTURAL REALIGNMENT INTENDED TO REALIZE ADDITIONAL SHAREHOLDER VALUE, FURTHER MITIGATE RISK AND REDUCE CORPORATE COSTS - LONDON,ON, MAY 29, 2025 /PRNEWSWIRE/ - VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK) (NASDAQ: VBNK), A NORTH AMERICAN LEADER IN BUSINESS-TO-BUSINESS DIGITAL BANKING, AS WELL AS TECHNOLOGY SOLUTIONS FOR CYBERSECURITY, TODAY ANNOUNCED ITS INTENTION, SUBJECT TO SHAREHOLDER, REGULATORY AND OTHER APPROVALS, TO REALIGN ITS CORPORATE STRUCTURE WITH THE STANDARD FRAMEWORK OF A US BANK (THE "STRUCTURAL REALIGNMENT"), UNDER WHICH THE HOLDING COMPANY PARENT WOULD BEDOMICILED IN THE UNITED STATES. THE PROPOSED STRUCTURAL REALIGNMENT IS INTENDED TOREALIZE ADDITIONAL SHAREHOLDER VALUE, FURTHER MITIGATE RISK AND REDUCING CORPORATE COSTS.

VERSABANK ANNOUNCES INTENTION TO REALIGN CORPORATE STRUCTURE TO STANDARD US BANK FRAMEWORK

BANK TO REPORT SECOND QUARTER FISCAL 2025 RESULTS WEDNESDAY, JUNE 4, 2025 AT 7:00 A.M. ET LONDON, ON , MAY 22, 2025 /PRNEWSWIRE/ - VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK; NASDAQ: VBNK) WILL REPORT ITS SECOND QUARTER 2025 FINANCIAL RESULTS AND HOST A CONFERENCE CALL TO DISCUSS THOSE RESULTS ON WEDNESDAY, JUNE 4, 2025.

VERSABANK TO HOST SECOND QUARTER FISCAL 2025 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, JUNE 4, 2025 AT 9:00 A.M. ET

LONDON, ON , APRIL 28, 2025 /PRNEWSWIRE/ -VERSABANK ("VERSABANK" OR THE "BANK") (TSX: VBNK) (NASDAQ: VBNK), TODAY ANNOUNCED THAT IT HAS RECEIVED APPROVAL FROM THE TORONTO STOCK EXCHANGE ("TSX") TO PROCEED WITH A NORMAL COURSE ISSUER BID ("NCIB") FOR ITS COMMON SHARES. "IN THE FISCAL 2025 YEAR TO DATE, VERSABANK HAS DELIVERED CONSIDERABLE YEAR-OVER-YEAR GROWTH IN PROFITABILITY, WHICH, HAVING REACHED A CRITICAL SCALE IN OUR LOAN PORTFOLIO, IS TRANSLATING INTO OUTSIZED IMPROVEMENTS IN OUR EFFICIENCY RATIO AND RETURN ON COMMON EQUITY," SAID DAVID TAYLOR, PRESIDENT AND CHIEF EXECUTIVE OFFICER, VERSABANK.

VERSABANK RECEIVES TSX APPROVAL FOR NORMAL COURSE ISSUER BID

LONDON, ON, APRIL 25, 2025 /PRNEWSWIRE/ - VERSABANK (TSX: VBNK) (NASDAQ: VBNK) ("VERSABANK" OR THE "BANK") REPORTS THE RESULTS OF ITS 2025 ANNUAL MEETING OF SHAREHOLDERS (THE "MEETING") HELD IN LONDON, ONTARIO ON APRIL 24, 2025. EACH OF THE DIRECTOR NOMINEES LISTED IN VERSABANK'S MANAGEMENT INFORMATION CIRCULAR DATED FEBRUARY 28, 2025, WERE ELECTED AS DIRECTORS OF THE BANK.

VERSABANK ANNOUNCES THE RESULTS OF ITS 2025 MEETING OF SHAREHOLDERS

LONDON,ON, APRIL 22, 2025 /PRNEWSWIRE/ - VERSABANK (THE "BANK") (TSX: VBNK) (NASDAQ: VBNK) TODAY ANNOUNCED ITS UPCOMING ANNUAL MEETING OF SHAREHOLDERS (THE "MEETING") WILL BE HELD AT THE VERSABANK INNOVATION CENTRE OF EXCELLENCE, 1979 OTTER PLACE, LONDON, ONTARIO ONTHURSDAY, APRIL 24, 2025 AT 10:30 A.M. AND WILL BE LIVESTREAMED FROM THE NASDAQ MARKETSITE IN NEW YORK CITY.

VersaBank

VBNK

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VersaBank

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